Conferences & Education
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Annual Directors ConferencePathways to Growth & Profitability – The Director’s RoleNovember 10-12, 2011
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Program
Click here to view Conference Speaker Biographies
Click
on the links as indicated below (where available) to view and print Speaker
Handouts, sponsored by EBS, a bank consulting company.
One-on-One Consultations
J. George Doerr, Deputy Regional Director, FDIC – San
Francisco
Kay Kowitt, Deputy Comptroller of the Currency, Western Region, OCC
Don’t miss this special opportunity to have an appointment with the FDIC or OCC. A limited number of private consultations are available for registered attendees to meet with J. George Doerr or Kay Kowitt. Registrations are on a first-come, first-served basis. You will be sent a questionnaire to request a meeting with your preferred regulator and WIB staff will work with you to schedule a time.
Each appointment will last approximately 15 minutes.
Conference Sessions
Economic and Financial Services Outlook
William S. Haraf, Commissioner, California Department of Financial
Institutions
Our esteemed speaker presents his views from the perspective of a trained economist as he presents the major issues and addresses the question of the sustainability of the recovery or whether we’re likely headed for a double-dip. Special focus will be on the economic conditions in the West and the overall health and state of the industry.
Straight from the Mouths of the Regulators
Scott Cameron, Chief Examiner, California Department of Financial
Institutions
J. George Doerr, Deputy Regional Director, FDIC – San Francisco
Kay Kowitt, Deputy Comptroller, Office of the Comptroller of the Currency
Moderator: Steven A. Brown, President & CEO, Pacific Coast Banker’s Bank
Our panel of senior regulators presents the current and future hot topic buttons and issues. Hear issues of concern and how these issues may impact you and your bank. Questions from the audience will be presented to the panel throughout the presentation.
Banking Out of Recession: The Opportunity of a Lifetime
Lee Wetherington, AAP, Director of Strategic Insight for ProfitStars, a division
of Jack Henry & Associates, Inc.
Some lessons of the recession are clear. Consumers want a safe place to bank, real-time alerts and meaning beyond a balance update. Small and medium-size businesses (SMBs) want easier, cheaper, better ways to operate, tighter control of cash flow and protection against account take-over threats. Other lessons are not so clear. Should you close or transform underperforming branches? Build more or consolidate? And what about banking beyond branches? 2011 is the perfect storm of opportunity for banks with the foresight and fortitude to act. Join us for a look at the road ahead.
Sometimes…You Just Gotta Laugh!
Tony Calabrese, Banker and Comedian, San Diego, CA
Our speaker, a banker and comedian, presents his unique viewpoint and take on today’s banking challenges.
Facilitated Peer
Exchange Session - Social Media, So What – How Should You Use
Social Media In Your Bank?
Lee Wetherington, AAP, Director of Strategic Insight for ProfitStars, a division
of Jack Henry & Associates, Inc.
Leadership Lesson – Stay Focused on the Solution in
Crisis Management
Al Glowasky, Managing Partner, Sandler O’Neill & Partners, L.P.
Pat Rusnak, CFO, Sterling Financial Corporation & former CEO, AmericanWest
Bank
Charles Thayer, Chairman, Chartwell Capital Ltd. & Chairman, AABD
Handout 1 | Handout 2 | Handout 3
Based upon the book “It Is What It Is” by Charles Thayer, this session exemplifies the importance of the board and management recognizing the problem, staying focused and communicating clearly in a crisis situation. The lessons learned in the successful recapitalization of AmericanWest Bank provide a great case study in how to execute such a game plan.
The ALCO Process – Managing the Balance Sheet for a
Profitable Future
John N. Drahzal, President, Reich & Tang
Karl Nelson, CEO, KPN Consulting
It seems that all the regulatory guidance that comes out these days includes a stern reminder that the directors are responsible for setting the risk profile of the bank. The ALCO Process is one of our least understood concepts for boards. Explore, learn and discuss meaningful ways to find better equilibrium with your balance sheet as we show how managing the balance sheet today can help get you have a profitable future.
New Strategies for 2012 and Beyond
Cliston V. “Doc” Bodine III, Associate, Gerrish McCreary Smith, PC
No longer just a formal, boring process, strategic planning should be active, energetic and actually accomplish something. In this session, we look at regulatory expectations for strategic planning, ways to develop specific strategic planning “plans”, such as liquidity plans, capital plans and the like. We also discuss ways to restructure your strategic planning in terms of the time horizon, focus and debunk myths about your mission statement and SWOT analysis.
The Heightened Role of the Director Requires Proper
Board Review and Oversight
Jay Brew, Co-Founder, Seifried & Brew, LLC
Managing risk in the post-financial crisis world is a primary role for boards. Board members must recognize and reward their senior management for maintaining appropriate levels of risk. This session focuses on the results of the Seifried & Brew study of failed banks, which predicted 99% of bank failures and highlights why some banks failed and others, with similar financial and balance sheet composition, did not. Each participant will receive an analysis of their bank’s risk profile.
M&A – What Does the Crystal Ball Reveal?
Joel Comer, Principal, Sandler O’Neill & Partners, L.P.
Steven D. Hovde, President and CEO, Director of Investment Banking Operations,
Hovde Capital, Securities and Equity
Jeff Wishner, Managing Director, Keefe, Bruyette & Woods
Moderator: Michael J. Morris,
Chairman, Heritage Oaks Bank
Our panel of industry experts will discuss what is happening in the M&A market and provide insight into what boards can expect in future deals. Topics include a wide range of issues including access to capital, government-assisted transactions and the legal and accounting developments in M&A transactions.
Where Do You Go From Here? What’s Your Next Move in
the New Reality?
Sam Kilmer, VP, Market Development, Harland Financial Solutions
Many institutions are looking at their long-term outlook beyond near-term performance. The pace of regulatory change is rapidly impacting the market, while the organization, resources and business processes are under scrutiny like never before. This session reveals findings from a unique benchmarking study and shares examples of how institutions can improve performance through a variety of operational improvement initiatives in areas such as compliance, credit process, branches and online delivery, risk management and creative sourcing.
The Not-So-Ugly Future of CRE
Susanna Tisa, Managing Director, Treliant Risk Advisors LLC
Eric Engelland, Managing Member, Rohrbaugh Engelland Group, LLC
With the industry on the mend and more banks looking to define their future business model, our panel of experts present their thoughts on steps your bank can take to manage its current CRE inventory and provide insight into if and when CRE will once again be the mainstay of community bank lending.
Compliance Exams – Preparing for the New Sheriff in
Town!
Jo Ann Barefoot, Co-Chair, Treliant Risk Advisors LLC
Recent bank compliance exams have resulted in some harsh realities including civil money penalties. By the conference, the Consumer Financial Protection Bureau will be a new sheriff in the regulatory arena with a mission to protect consumers. All signs indicate that compliance exams are becoming an even hotter button with significant consequences. This reality should be elevated on the board’s radar screen. This session offers an opportunity to make decisions about compliance issues with the safety net of a mock board (and mock regulators).
The New Compensation Rules – What Bank Boards Need to
Know & Do Now
Gayle Appelbaum, Principle, McLagan
Banks will need to revisit their incentive plan and other compensation arrangements under new rules. This will be an overview of the highlight of the new rules to raise your awareness of the need for diligence in this area.
What Does the Future Hold – A Nontraditional
Perspective
Will Taylor, SVP & Director, Portfolio Management Group, Vining Sparks
Explore the trends over the last 18 months and how they are shaping the economic outlook for years to come. This session is guaranteed to provide a different perspective than the traditional economic outlook provided by a classically trained economist. Each bank in attendance will receive a complimentary bank analysis.
Expo
Tabletop displays feature product and service providers able to help you fulfill your governance needs. Meet with exhibitors on Thursday during registration, breaks and the Welcome Reception.
Advisory Committee
Stuart Lum, Director, Bank of Marin, CA, Committee Chair
David Baris, Esq., Executive Director, American Association of Bank Directors
Jack Briner, Chairman & CEO, First Mountain Bank, CA
Stan M. Cardenas, Consultant, Cardenas Financial Services Consulting
Barbara Hosaka, President & COO, Neighborhood National Bank, CA
Howard Levenson, Director, Vibra Bank, CA
Nancy Sheppard, President & CEO, Western Independent Bankers, CA
Alex Simas, Director, Heritage Oaks Bank, CA
Charles Thayer, Chairman, American Association of Bank Directors
Dave Watson, Director, SunFirst Bank, UT