Conferences & Education

FDIC Directors College

September 11 - Garden Grove , CA
and
October 11 - Fresno , CA

Click here to register online using our secure server

Click here to print registration materials

                           

 

Western Independent Bankers, California Independent Bankers and the FDIC bring you an interactive, one-day seminar for senior financial institution management on current topics of interest and various elements related to bank supervision. Highlights include a regulatory panel discussion, three breakout sessions, a presentation on local economic and banking conditions, and opportunities to participate in hands-on exercises and group discussions.

  FDIC Directors College Schedule
8:00-9:00 am Registration
9:00-9:15 am Opening Remarks
9:15-10:15 am Regulator Panel (FDIC, State, & other Federal Regulators)
10:15-10:30 am Refreshment Break
10:30-11:45 am Breakout Sessions - Round 1
11:45 - 1:00 pm Lunch with Presentation on Economic Conditions
1:00-2:15 pm Breakout Sessions - Round 2
2:15-2:30 pm Refreshment Break
2:30-3:45 pm Breakout Sessions - Round 3

 

Registration Fees

Click here to register online using our secure server

Early Bird: (early bird rates expire on August 6 and September 6 for Garden Grove and Fresno respectively)

Member: $225
Non-member: $295

Regular:
Member $295
Non-member $365

New Bank Discount

Banks in organization or opened less than three years subtract $50.

Program

This program consists of a regulatory panel discussion, three breakout sessions which will allow directors and officers to choose topics that are most relevant to them, a luncheon presentation on local economic and banking conditions, and opportunities to participate in hands-on exercises and group discussions. For a list of the Breakout Sessions offered click here. CPE/CEU credits will be available for all attendees.

Locations

September 11, 2007
Embassy Suites Anaheim South
11767 Harbor Blvd
Garden Grove, CA 92840

We have not reserved any rooms at the hotel. If you require a room please contact the hotel directly at (800) 362-2779. Current room rates for a one-bedroom, king bed suite are $149 plus taxes. 

October 11, 2007
Radisson Hotel & Conference Center
2233 Ventura Street
Fresno, CA 93721
www.radisson.com/fresnoca

We have not reserved any rooms at the hotel. If you require a room please contact the hotel directly at (888) 201-1718. Current room rates for a standard bed are $129.

Cancellations

Cancellations received before August 31 (for Garden Grove) and September 27 (for Fresno) will receive a full refund minus a $50 processing fee. No refunds will be given for cancellation received after those dates for the respective locations. WIB is not responsible for airfare penalties incurred due to the cancellation of this program.

United Airlines

Several discounted fares are available on United Airlines. Call United’s Meeting Plus Reservation Center, Monday-Friday between 8:00 am and 10:00 pm or Saturday and Sunday between 8:00 am and 8:00 pm Eastern Time. Please note: Lower fares may be available elsewhere.

Phone: (800) 521-4041
Meeting ID #: 564QA

Car Rental

Special discounts are available with Avis Rent-A-Car. Call Avis directly at (800) 331-1600 and mention WIB’s group code J990669.

Breakout Sessions

You will have the opportunity to attend three of the following breakout sessions (click on the name of the session to view the session description): 

Bank Regulations - Playing by the Book

Following the rules is easy, but first you have to know what the rules are. This session helps to direct you through the myriad of regulations that your bank operates under and provides useful information to help you comply with regulations governing insider and affiliate transactions, as well as, real estate appraisal requirements.

Target Audience: Directors and Executive Officers

Bank Secrecy Act/Anti-Money Laundering (BSA/AML) - Hot Topics

The Bank Secrecy Act and Anti-Money Laundering regulations remain regulatory hot topics. This session addresses frequent violations or contraventions of the regulations and frequently asked questions. The session will address risk assessments, training, money services business oversight, and OFAC compliance. There will be an open forum for attendees to share best practices.

Target Audience: Directors, Executive Officers, and BSA Officers

CAMELS - Getting Over the Hump

CAMELS don't just live in the desert..."CAMELS" is the regulatory acronym used to assign risk-ratings to your institution based on examination findings. This session provides an introductory discussion of each of the CAMELS component ratings (capital, asset quality, earnings, management, liquidity, and sensitivity to market risk), as well as the composite rating. You will learn how each component rating is determined and get a chance to assign ratings to the case study bank.

Target Audience: New Directors

Commercial Real Estate

Commercial real estate concentrations of credit have grown to record levels, with some of the highest levels found in banks in the Western United States . This session covers the recently issued interagency guidance, offering practical tools for measuring, monitoring, and controlling commercial real estate risk exposure.

Target Audience: Directors and Executive Officers

Compliance - Hot Topics

Financial institutions operate in a dynamic environment influenced by industry consolidation, convergence of financial services, emerging technology, and market globalization. To remain profitable in such an environment, financial institutions must develop and maintain a sound compliance management system that is integrated into the overall risk management strategy of the institution. Discover how to incorporate the elements of an effective compliance management system into the overall risk management strategy of the institution.

Target Audience: Directors, Executive Officers, Compliance Officers

Corporate Governance - Exercising Your Duty of Care

Risk Management starts in the board room. This session explores the three pillars of corporate governance and the directors' role in building a strong internal control structure. Bank failures are often due to ineffective controls that could have been identified and addressed with good corporate governance techniques. You will learn about red flags that notify you if your institution is at risk and we will introduce you to some management tools that can enhance your supervision of the bank. PLEASE NOTE: This session is a repeat of the 2006 presentation. Sign up if you missed the session last year or you enjoyed it so much that you wish to experience it again.

Target Audience: New Directors

FDIC Resources - NOT OFFERED IN FRESNO

The FDIC Division of Insurance and Research will show you how to access an abundance of banking data, analyses, and research information; how to develop a custom peer analysis to monitor the performance of your bank and those of your competitors; how to track economic conditions and trends locally, state-wide, or nationally. Our analysts explain how to easily gather the statistics and research necessary for you to compete. This session will introduce the many online tools and free resources available at www.fdic.gov and other websites. The session will also discuss deposit insurance pricing and how bank ratings and capital levels impact that pricing.

Target Audience: Executive Officers

Interest Rate Risk - A Complex Subject Made Simple

This session takes one of the most complex banking topics and makes it easy to understand and evaluate. It addresses sources of interest rate risk and why it is important to community banks. It will include information on risk measurement systems, including risk models and key assumptions. Additionally, this session covers director responsibilities for establishing interest rate risk guidelines and oversight; including best practices, pitfalls, and red flags.

Target Audience: Directors and Executive Officers

Lending - The Basics - NOT OFFERED IN FRESNO

Can you name the five P's of credit? If not, report to this session immediately. Knowledge of the five P's is necessary for loan analysis and review. This session addresses the importance of the lending function, the director's role in loan approval and monitoring, and the importance of comprehensive loan policies.

Target Audience: New Directors

Lending - Beyond the Basics - NOT OFFERED IN FRESNO

This session will answer questions regarding the purpose and proper function of a loan review system, components of an effective credit grading system, and how they relate to the loan loss reserve analysis. It will also provide an update on the newly revised and issued "Interagency Policy Statement on the Allowance for Loan and Lease Losses".

Target Audience: Directors and Executive Officers

New Director Survival Kit

Now that your new bank is open, what comes next? This session offers useful information about regulatory examinations and oversight during the first three years of operation. Learn about board committee structures and how they should operate. Gain practical tips for conducting effective meetings, keeping adequate minutes, and more. We will also provide some useful web-site information for directors.

Target Audience: New Directors

Suspicious Activity Reports (SAR) - To File or Not to File

Are your internal control systems effective in identifying suspicious activity? Do you wonder whether to file a SAR or not? This interactive session utilizes case studies to help identify situations where SAR filings are appropriate, or not. This session also explores effective monitoring methods to identify suspicious activity.

Target Audience: Bank Secrecy Act Officers