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To see PDF versions of speaker presentations (when available), please click on the links below.

 Program Highlights 

GENERAL SESSIONS

“Testing a Disaster Plan without Disrupting Business”
Tom Williams, Jack Henry Associates - Centurian Division

The word on the street is that the examiners are out enforcing the guidelines for business continuity. Their focal points are ensuring that the bank has an enterprise-wide continuity plan and that the plan has been tested at all levels. We will share our experience from working with hundreds of banks in developing and testing their plans without business disruption, as well as supporting them in disaster situations.

 

“Check 21 - Fraud, What You Need to Know and What You Need to Do”
Ruth Razook, RLR Management Consulting, Inc.
 

Presentation

Check fraud is a big problem and is getting bigger. Check fraud attempts totaled $4.3 billion in 2001, nearly double the potential cost identified just two years previously. Actual bank losses from check frauds totaled nearly $700 million 2001. Add all financial institutions to the mix, as well as corporate check writers and check fraud losses are estimated to be $10 billion or more. Mid sized banks ($500 million to $50 billion in assets) experienced the greatest increase! This session will assist you in determining what you need to know and what you need to do to prevent check fraud when Check 21 is here!

 

“IT Benchmarking, Establishing Reasonable Benchmarks and Measuring Them”
Joseph Maxwell, BDO Seidman, LLP
 

Presentation

The results of the IT Benchmarking study of participating independent banks will be presented during this session.  The benchmark will compare the performance, cost and staffing of the IT functions of independent banks against other companies in the BDO database.  Key data points that will be reported on include:

Cost and Productivity; Cost per end user, Management span of control, Financial cost ratios, Allocation of IT budget, Annual compensation costs, IT spending trends, Support staff per application

Quality and Value; Project management processes, Risk management processes, Methodology & measurement processes, Project delivery success (time/budget), Application portfolio mix, Business to IT alignment

 

“Today’s Regulatory Hot Buttons: Panel Discussion and Q&A”
Facilitator: Michael Roberts, Bank of Alameda

Participants: Mark Snyder, Federal Reserve Bank; Paul Worthing, FDIC; Meg Cronin, OCC; Paley Pang, OTS

Here's your opportunity to sharpen your focus. With hardware and software upgrades, user education and security issues, what else should be on your plate?  Let the regulators tell you!  Issues to be discussed include; Testing your Disaster Plan, Vendor Management, Security Risk Assessment, Check 21, and Software Patch Management

CONCURRENT SESSIONS:

“Secrets from the Hacking World: How They Target Your Community Bank”
Don Sumner, SecureWorks, Inc.
 

Presentation

Discover why your community bank is more at risk today than ever before.  Find out what are some of the more sophisticated attackers out there capable of. This presentation will provide a case study that involves the story of how one community bank got hacked and exposed. Learn how you can use Defense-in-depth to protect your bank's network from hacker attacks. What are some of the more sophisticated attackers out there capable of? How are attackers finding targets today?  Where are these attacks coming from and why? What can you do to keep the bad guys out?  Take away 5 practical tips that your community banks can implement to stop these hackers from entering your network.

“IT Compliance and Encryption Issues”
Ron Swafford, DocuTech

Presentation

This session will focus upon the need for protection of customer information through encryption.  Covered issues will include limitations and liabilities under the Gramm-Leach Bliley Act, the Digital Millennium Copyright Act, the Terrorist Act, the Government’s Escrow Encryption Standard (EES), as well as related state and federal laws.  In conclusion, we will discuss the moral debate between national security and the government’s right to peek into your personal encrypted messages.

“Network Best Practices”
Andrew Greenawalt, Perimeter Internetworking

The Nature of Network Best Practices has changed from technical matters to alignment of technology business requirements. Join Andy Greenawalt, as he discusses how the technical requirements measure what matters in order to grow your bank and optimize the use of your IT resources.

“Managing Vendor Relationships: Turning Vendors into Partners”
Roger Bishop, Brintech

Presentation

Regulatory compliance requires community banks to actively manage their vendor relationships. But banks should not maximize their vendor relationships simply to meet regulatory obligations. In fact, banks should look not only to “manage” their vendor relationships, but to turn those relationships into partnerships, leveraging the collective knowledge and experience of the vendor’s expert staff.  During this session, participants will: Consider the new competencies required by the regulators in managing and maintaining successful vendor relationships; Share successful strategies for turning service management into increased productivity and enhanced business strategy; and, Explore methods and tools for transforming vendor relationships into partnerships

“Security Risk Assessment”
Jason Dutchak, ProNet Solutions
 

Presentation

Information Security Risk Management is the process of identifying, assessing, analyzing and reducing information security risks to an acceptable level by implementing the right mechanisms or countermeasures to maintain a level of risk that the business has justified. The first step in starting a Risk Management practice is to perform an Information Security Risk Assessment. Bill Moore will discuss this practice and the regulations and events that have driven the need for a robust risk assessment practice.

 

“Secrets From the CFO World: How to Get the Money You Need for IT”
Michael Vandiver, SecureWorks, Inc.

Presentation

The Chief Financial Officer can often be tougher to convince than the CEO when it comes to IT purchases. Do you know what it takes to Developing & managing an IT budget? The first step is to know what it takes to get “MoneyBags” to approve the funds you need for IT purchases. From this presentation you will have a better understanding about the CFO mindset. You will learn what you need to know before you ask for IT dollars. Furthermore, you will the 7 steps on how to manage and develop an IT budget. Learn from an experienced CFO what questions to ask, what information to present, and tips on how you can manage the budget once approved.  Takeaway 7 practical steps to developing and maintaining an IT budget, and learn how to meet the expectations of your CFO to get your IT budget approved.

 

 Hot Forum Sessions

"Integrating Positive Pay Into Your Fraud Prevention Strategy"
Jeff Asselin, Centrix Solutions, Inc.
 

Presentation

Preventing check fraud is a topic of interest for financial institutions of all sizes, and positive pay can be an invaluable tool to curb this activity. When analyzing options, bankers must consider strategic issues such as competitive positioning and target market as well as technical considerations such as degree of automation, ecommerce integration and leveraging imaging. Join us for an interactive discussion on positive pay including participation from WIB members who have proactively integrated ecommerce and automated positive pay to formulate a comprehensive fraud prevention strategy.

 

"Has Your Information Grown Legs?"
John Studaris, Redspin Network Security

Do you realize all your banks confidential information is leaking out of your network every day?  Completely bypassing all your firewalls, virus filters and network monitor systems, gigabytes of data are walking out the front door at 5pm each evening.  If your bank is using laptops and other portable devices (i.e. Blackberry’s) your customer information, loan documents, emails and internal memos and other confidential information is walking out the door unmonitored and unencrypted everyday.  Products and policies can help mitigate these risks. We'll touch on such solutions as Information encryption, digital rights management, offline storage, VPNs and physical security.  By deploying these techniques, you can make sure all your information remains confidential.

"Internal Controls Beyond Sarbanes Oxley, Compliance Tools & Solutions for Small-&-Mid-Cap Entities"
Mark Hermann, Manager, RSM McGladery, Inc.
 

Presentation

Section 404 of the Sarbanes-Oxley Act requires an assessment of a company’s internal control structure and the procedures they use to create financial statements. These procedures invariably involve Information Technology systems, so the assessment invariably includes IT. Auditors and financial professionals are not often equipped to perform this function, neither by training, nor by experience. This presentation is intended to offer a few tools to assist financial and technology professionals and an explanation of how to use them.  In-depth discussion items include the importance of documentation of controls in IT, especially consistency in the understanding and use of different types of documents, and CobiT, the most accepted framework for implementing and assessing controls within an IT department.

 

 Vendor Showcase Presentations 

"Cash Management - A Value Proposition. Are You Missing Out? "
Certegy E-Banking Services

Presentation

Community Banks are talking about the strategic importance of online Cash Management services. Today, banks are investing heavily in technology. Microbanker recently reported that cash management is the most popular technology initiative at banks these days. A full 51% of Microbanker readers plan to implement new cash management technologies over the next year. This session provides some basic guidelines on reviewing Cash Management systems and developing a strategic plan to implement them.

"Image Item Processing Fraud Prevention Services "
Datatronix Financial Services, Inc.

Presentation

Datatronix Financial Services, Inc., provides leading edge Image Item Processing and Image based Fraud Prevention services. In this showcase Datatronix will demonstrate the power of today's sophisticated and intuitive software to automatically scan and analyze check images looking not only for signature fraud but phony check stock, fonts, and layout. The software also tracks and analyzes check volume, out of norm dollar amounts, out of range, duplicate, and out of sequence check serial numbers and tracks ach and e-payments as well.

"Cost Effective Security"
IRisk Management, Inc.
 

Presentation

Is your company feeling the financial burden of implementing an information security program to comply with all the regulatory requirements, such as GLBA and SOX?  Do you want to secure your corporate and customer information without spending a fortune?  If the answer to either of these questions is yes, or you are a cost conscious manager, you need to attend this session.  iRisk Management has been implementing information security for financial institutions on shoestring budgets for 10 years.  Hear about a simple, cost effective approach to security.  Find out how you can have your own Chief Security Officer On-call to help manage your information security risk. Walk away with a clear understanding of the critical components of a good security program.  Don’t miss this session, because keeping information secure doesn’t need to break the bank!

 

 Summit Advisory Committee 

Kevin Bender, American River Bank, CA

Peggy Betchley. National Bank of the Redwoods, CA

Martha Cassi, Gold Country Bank, CA

Nathan Church, Columbia River Bank, OR

Chris Jolley, Community Bank of Nevada, NV

Eric Landon, Skagit State Bank, WA

Vicki Ramos, RLR Management Consulting, Inc., CA

Ruth Razook, RLR Management Consulting, Inc., CA

Michael Roberts, Bank of Alameda, CA


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