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Pre-Conference
Workshop
Sunday, June 3, 2007 - 1:00-4:00 pm (Click
here for details)
Managing
Capital in the New Regulatory Framework
Presented
by Keefe, Bruyette & Woods
TOPIC
A: Pooling Now Makes Trust Preferred Securities Affordable for
Community Banks:
TOPIC
B:
BASEL
II, The New Accord, versus
Basel
1A
Opening
General Session
Goldilocks,
Housing Weakness and Complacency Shattering Shocks
John Mitchell, US Bancorp
The
U.S. upturn is halfway through its sixth year, having withstood the
shocks of volatile energy prices and a large-scale housing
correction. Slowing labor force growth and rising employment have
tightened labor markets and sparked soul searching as to the economy’s
speed limit. Policymakers are venturing into long-term conundrums,
such as healthcare and climate change, that may change the way
businesses operate. Western states have dominated the nation’s
performance charts and California has been an average performer so
far, weathering weakness in housing. Prospects and risks facing the
nation and the region in this century’s first upturn will be
covered.
Balanced
Mastery: Are You Obsessed, Possessed or Blessed in Your Achievements?
Rick Griggs, Griggs Achievement
Presentation
Award-winning
author Rick Griggs will ignite new thoughts about life, work, and
career achievement. After witnessing a tragedy in Silicon Valley,
Griggs linked the 10 Achievement Factors with the keys to ‘jump-starting’
your humanity. Learn why he says, "Multi-tasking is
multi-mediocre" and why he dedicated a book to a 12-year-old
French kid.
General
Sessions
Issues
Facing Independent Banks - The Regulators Perspective
Panelists: John
Carter, FDIC; Conrad Hewitt, SEC; Michael Finn, OTS; Steven Hoffman,
FRBSF; Kay Kowitt, OCC
Moderator: Howard Gould, Carpenter & Company
This
moderated panel of regulators will help you understand the hot
buttons for regulators as well as current examination issues and
findings.
IT
and the Independent Banker
Jim Stickley, TraceSecurity
Presentation
What
IT issues are most critical for the independent bank? Our expert
will provide you with first-hand examples and common sense
approaches to everyday problems, many of which you can immediately
implement in your bank.
Wrap-up
General Session
Fraud
Prevention - An FBI Director’s Perspective
Pete Norell, Supervisory Special Agent, Santa Ana Office, FBI
Presentation
coming soon
This
speaker comes highly recommended from the Conference Advisory
Committee and will discuss aspects of fraud investigations conducted
by the Federal Bureau of Investigations. Get an insider’s view
into the types of fraudulent schemes prevalent today and how to
prevent your bank from becoming a victim.
Concurrent
Sessions
Bank
Secrecy Act - It’s Here to Stay
Patricia L. Cashman, Financial Services Consulting Group, RSM
McGladrey
Presentation
Has
complying with the Bank Secrecy Act made Treasury agents out of your
staff? Are more of your bank’s annual operating expenses going
towards monitoring for money laundering? This session will help you
and your bank implement procedures that are guaranteed to decrease
your time and expenses while increasing your compliance.
Corporate
Governance for CFOs and Risk Managers
Ann Brode, Brode Consulting Services, Inc.
Presentation
Effective
corporate governance is needed to ensure adequate stress testing and
risk-management processes covering the entire organization. A lapse
in corporate governance can lead to a rapid decline in public
confidence, with potentially disastrous results to the institution.
We’ll discuss the nine risk categories that will be covered during
your exam and show you how to proactively address each of them.
Impact
of a Flat to Inverted Yield Curve on Your Bank's
Interest Rate
Risk - Where Do We Go From Here?
Will Taylor, Vining Sparks
Ethan Heisler, Citigroup Global Markets, Inc.
Taylor
Presentation
| Heisler
Presentation
This
session will discuss the implications for net interest margin
compression as a result of interest rate changes. We’ll discuss
the historical implications of yield curve inversions, the
importance of proactive interest rate risk management and strategies
to address an overly asset sensitive institution by using both sides
of the balance sheet.
Investment
Strategies - Two Viewpoints
Rich Berg, Performance Trust Investment Advisers, Inc.
Joel Comer, Sandler O’Neill & Partners, L.P.
Berg
Presentation
| Comer
Presentation
All
too often we see investment presentations in isolation by various
firms in the securities industry. Hear from two respected firms in
the industry as they discuss their investment philosophies and
suggested investment decisions made in conjunction with your bank’s
total balance sheet.
Enterprise
Risk Assessment
Patricia L. Cashman, Financial Services Consulting Group, RSM
McGladrey
Presentation
It is
the responsibility of senior management, working in tandem with the
board of directors to identify and manage the risks your bank faces.
To accomplish this you must have an effective internal information
flow and communication. We’ll focus on ways you can plan, organize
and control the activities of your bank to minimize the effects risk
has.
Fair
Value Accounting & What it Means to You
Tullus Miller, Moss Adams, LLP
Presentation
With
the recent release of FASB 157 & 159, we’ll clarify both the
methodology used and the impact upon earnings and financial
position. Attend this session and learn how FASB 157 & 159 can
give you a clearer view of your bank's financial performance and
CAMEL attributes.
Security
& the Independent Bank - Ways You Can Reduce Your Exposure &
Liability
Jim Stickley, TraceSecurity
Presentation
With
the increase of stronger network security and identity theft at an
all time high, hackers are deploying creative new social engineering
techniques as a means to gain customer confidential information.
Learn what you can do to protect your bank and your customers from
being the next victim.
Issues
Surrounding SOX - Is There a Light at the End of the Tunnel?
Conrad Hewitt, US Securities and Exchange Commission
The
SEC Chairman has been studying the duplication of internal control
reporting faced by banks and is in favor of legislation supporting
an exemption for banks. Come listen to the Chief Accountant for the
SEC discuss this very important issue.
HR
Hiring Practices for Independent Banks
Marian Exall, JD, SPHR, Employment Law Compliance
Presentation
Hiring
and retaining good people is critical to the bank’s success. We’ll
inform you on the laws that apply to the hiring process while giving
you the tools you need to make the very best selection decisions.
CRE
Concentrations - How Do You Manage the Risk?
Robert Cunningham, Inmatrix
Larry V. Sorensen
Sorensen
Presentation | Cunningham
Presentation
If
your bank is reliant upon commercial real estate lending, then
attending this session is a must! Our speakers will provide you with
sound tips on how to improve your risk management practices around
CRE concentrations, quantify your level of concentration risk and
establish sensible concentration risk limits, all while addressing
the concerns of the regulators.
Deposits.
Deposits. Deposits. What Can You Do to Increase Your Deposits?
Tom Farin, Farin & Associates
Karl Nelson, Institutional Deposits Corp
Farin
Presentation
| Nelson
Presentation
This
session is a must for any bank looking to increase its deposits. Our
experts will discuss deposit strategies, both traditional and
non-traditional, that your bank can implement to attract and retain
deposits.
Incentive
Compensation - Aligning Employees with Strategic Goals
Ken Levey, Business Objects
Presentation
Managing
incentive compensation has become increasingly complex for banks.
Gone are the days of traditional fixed salary and bonus compensation
models and taking their place is an intricate set of variable
compensation plans that impact almost everyone. This session will
review how you can align employee behavior with your strategic
goals.
Peer
Group Sessions
Learn
From Your Own Peers
At our
Peer Group Sessions you will be able to share ideas with
non-competitor banks about how you’re doing business. Why reinvent
the wheel? Learn from others who have already put best practices
into place!
Vendor Showcase Express Presentations
This year, we have a total of 12 presentations, each 10 minutes in length in
three separate rooms. These presentations will highlight some of the hot
products and services available in the marketplace today. We encourage you
to attend the sessions of interest to you. After the presentations, you will
have the opportunity to follow up with the presenters in the Expo for a more
in-depth discussion on the products and services that have piqued your
interest.
Value &
Income Programs for Independent Bankers
Anne Scully, President, WIB Service Corp.
Learn
more about WIB Service Corporation’s (WIBSCO) vendor selection process,
current and newly endorsed vendors and why you should take advantage of
WIBSCO’s endorsed products and services. As WIB’s wholly-owned
subsidiary, WIBSCO’s goal is to identify, research and endorse products
and services that enhance the competitiveness and profitability of WIB
member banks.
Sweep
Product Solutions
Ken Myers, The Reserve
The
Reserve provides a sweep solution that addresses both on-balance-sheet and
off-balance-sheet deposits. Learn how you gain the flexibility to meet
deposit needs and provide customers with an effective cash management
solution and take advantage of relationship-based pricing.
Cutting Costs
with Managed Services
Justin
Trammell, Quest
Quest
is a technology management firm with many years of experience providing
financial institutions with managed services, compliance solutions and
controlled costs. You will learn how you can finally reduce overhead costs
on technology products/services and salaries. Quest offers customized and
scalable solutions to fit your agenda, your business budget and size. The
choice is yours. How may we help you?
Enterprise
Web Content Management
Mark Anderson, Banc Intranets
Our
product BancWorks is an enterprise web content management application
designed for community and regional financial institutions. We are an
intranet solution designed by financial institution experts that includes
portal, document management, content management, training management and
collaboration modules. Additionally, we provide employees outside of IT
with simple tools for creating, managing and publishing corporate
information.
Protect
Your Workers & Your Bottom Line With WIBSIG
Pat Corey, Independent Bankers Insurance Services, Inc. (IBIS)
Get an
overview of the WIBSIG’s structure, track record and benefits enjoyed by
WIB California bank participants. WIB’s
Workers’ Comp Self-Insurance Group (WIBSIG) knows how to protect
California
banks’ greatest assets - your employees - and your bottom line. Now in its third successful year of operations, the WIBSIG offers
participating
California
bankers aggressive claims management, competitive premiums, long term
program stability, professional loss control training and return of
profits (dividends).
Foreign Exchanges
Made Simple
Kristine F. Reese, Zions FNB - Zions FX
ZionsFX
is easy-to-use foreign exchange software that can be downloaded to a
community bank’s desktop. Using our software can help you increase
income, view real-time wholesale FX pricing, execute online transactions
and send or receive foreign currency payments for clients.
Preventing
Losses from the “Real Threats” to Your Bank
Bill Kalivas,
Next Sentry
Although
your bank has deployed network security applications, a threat still
remains to your corporate assets - your employees. This session shows
how you can minimize this risk by using ActiveSentry.
Bank
Up’s Solution for Remote Corporate Capture
Michael V.
Santimauro, Bank Up
Bank
Up’s Remote Corporate Capture is a powerful, secure and cost effective
solution for institutions looking to implement a merchant capture product
for their corporate customer. The session will demonstrate how to bring
this solution to market quickly with flexibility of offerings, pricing and
proven technology of web and “thick client” products.
Offsetting
Your Declining Net Interest Margin
Mark Rayer,
ProfitStars, A Jack Henry Company
Experiencing
a decline in NIM? ProfitStars Margin Maximizer Suite™ customers have
typically experienced an increase of 10-50bps. How? With sound strategies
and actionable decision tools from ProfitStars. The ProfitStars suite of
performance enhancement solutions offers proactive, actionable results in
ALM, budgeting, profitability analysis and loan/deposit pricing.
A Look at What
KBW Can Do For You
Jim Penny, Keefe, Bruyette & Woods
Founded
in 1962, KBW is recognized as a leading authority on financial services
companies. KBW’s focus includes banking companies, insurance companies,
broker/dealers, mortgage banks, asset management companies, and specialty
finance firms. KBW has established industry-leading positions in the area
of research, corporate finance, mergers and acquisitions, and sales and
trading for financial services companies.
Vendor Due
Diligence & Management 101
Robert Hales, RLR Management & Consulting, Inc.
To
deliver the complex financial services offered by our industry it has
become a necessity to use outside vendors. Performing a thorough due
diligence of these vendors will help your institution maximize the
benefits and reduce risks associated with using these vendors. Since 1988,
RLR has assisted bankers through the due diligence process, agreement
reviews, negotiations, project management implementations and establishing
vendor management programs. Come see how RLR can help you today!
Balancing
Financial Performance with Marketing/Sales Results
Tim Brugger, DMA Corporation
We
typically find that financial institutions’ management is most
frustrated by balancing financial performance with marketing/sales
results, where one is income-driven and the other volume-driven. Come
listen to DMA’s unique approach which “marries” finance with
marketing/sales - all focused on profitability, understanding your
break-even points and ROI.
2007
Advisory Committee
William
Swadley, Chair, Bank of American Fork, UT
Micki Carrithers, Regal Financial Bank, WA
Lee-Ann Cimino, Sutter Community Bank, CA
Toni Flannagan, Seacoast Commerce Bank, CA
Mariana B. Johnson, Sun West Bank, NV
Thomas McCullough, First Regional Bank, CA
Jacque Michels, First National Bank of Layton, UT
Laurie Mitchum, Mother Lode Bank, CA
Beth Sanders, 1st Centennial Bank, CA
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