Conferences & Education
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De Novo
Bank Forum |
Program Information
Pre-Forum Workshop
For Groups In Formation – 1:30-4:30 pm, Tuesday,
December 4
Regulators: John Ross, Deputy Commissioner, California DFI; Stan Ivie, Regional Director, FDIC; Ken Binning, Director, Risk Monitoring, FRB - San Francisco; Ellen Tanner Shepherd, Licensing Manager, OCC; Paul Hutson, Senior Attorney, OTS
Carpenter & Company: Edward J. Carpenter, Chairman & CEO; Howard Gould, Vice Chairman; John Flemming, President; Jim Jones, Executive Vice President
Binning Presentation | Hutson Handout
The key to a successful bank application is the work done before filing with the agencies. This pre-forum workshop is specifically intended to help proposed banks get things right before filing so the approval process can go smoothly. In an intense three-hour session, senior representatives of state and federal bank regulatory agencies assisted by Carpenter & Company will focus on what makes a compelling de novo bank application, as well as common mistakes and how to avoid them. Topics covered include the management team and board, business plan, compensation and capitalization.
General Sessions
Setting The Context: Young Bank Performance Benchmarks
Edward J. Carpenter, Chairman & CEO, Carpenter & Company
How is your bank doing? Participants will receive unique statistical insight into the typical performance of banks in their first five years of operations, drawing on Carpenter & Company’s proprietary database of 35 years of new bank results.
Getting It Right – Again and Again
John Rossell III, President & CEO, California Bank of
Commerce
John Rossell is unique among California bank CEOs in having completed two successful start-ups in the last five years. Based on that experience, he will offer a CEO’s insights into the necessary elements for de novo bank success.
Opening a New Bank in a Mature Market
Stephen Morrissette, President & CEO, First Community
Bank of Joliet
Stephen Morrissette, founding CEO of one of the most successful new banks in the Midwest , will offer his perspective on banking growth in maturing banking markets.
Regulator Insights – Major Regulatory Issues For Young
Banks
John Ross, Deputy Commissioner, California DFI; Stan Ivie, Regional
Director, FDIC; Kevin Zerbe, Director, Community Institutions Group, FRB – San Francisco;
Steve VanderWal, OCC; Paul Hutson, Senior Attorney, OTS
This panel of the nation’s senior federal and state regulators will address specific regulatory matters of interest to young banks, providing helpful guidance to banks and banks in organization as they work to establish strong regulatory relationships and favorable exam results.
Lunch with Speaker – WIB and the New Bank
Nancy E. Sheppard, President & CEO, Western Independent
Bankers
Anne K. Scully, President, WIB Service Corporation
This session will provide an overview of the benefits that all banks – especially de novo banks – get from their WIB membership.
WEDBUSH and Banking: A Natural Expansion
Ed Wedbush, Chairman & Founder, WEDBUSH, Inc.
Ed Wedbush has been the president & CEO of Wedbush Morgan Securities, member NYSE, since its founding in 1957. He is also the chairman and founder of WEDBUSH, which is creating a new federal savings bank to further its suite of client services. Standing at the expanding intersection of wealth management and banking, WEDBUSH’s plans offer insights to bankers in developing their own businesses for the future.
Wrap-Up General Session - Final Insights
We will conclude with a review of information presented, conclusions reached and final insights.
Peer Exchange Sessions: Learn From Your Own Peers
At our Peer Exchange Sessions unique ideas, experiences and insight are shared between non-competitor banks about how they do business. Why reinvent the wheel? Learn from others who have already put best practices into place!
Class Year Best Practices
Moderated Peer Exchange Sessions broken out by age of the participant banks. Bankers will discuss important challenges specific to their bank at its stage of development with their peers. Each bank will receive a customized peer analysis for their bank.
Young Bank Key Issues – From the Board Room to the Regulators
Moderated Peer Exchange Sessions focusing on specific issues such as growth, recruitment and training, profitability and stock performance.
Advisory Committee
A committee of your peers provided suggestions regarding the content for the forum.
Jeffrey K. Ball, President & CEO, Friendly Hills Bank,
CA
J.M. Justice, Jr., President & CEO, Capital Bank, In Org., CA
Charles D. Kenny, CEO, The Private Bank of
Mark A. Lund, President & CEO, Community 1st Bank, CA
Daniel P. Myers, President & CEO, Bridge Bank, N.A., CA
John E. Rossell, III, President & CEO, California Bank of Commerce, CA