Conferences & Education
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Annual CFO, Investments and Operational Risk ConferenceMay
31-June 3, 2009
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Click the links below to view and print
speaker handouts (where available).
Click
here to purchase presentation playback files.
Program Highlights
Pre-Conference Workshop
Sunday, May 31 - 1:00-4:00 pm
If Capital is King –
Liquidity is the Heir Apparent
David Erigero, Market & Liquidity Risk Coordinator, Federal
Reserve Bank of San Francisco
Karl Nelson, Director of Industry and Governmental Relations, Silverton Bridge Bank
James Zabel, Vice President, Mortgage Finance, Federal Home Loan Bank of San
Francisco
We all know that bad loans get you to the funeral home, but it is a lack of liquidity that puts you in the coffin! Join us for a thorough description of how regulators are viewing liquidity and what sources of funding you need in order to have a robust Contingency Funding Plan (CFP). Understanding these sources of funding in today’s world is a must! Our speakers are industry and funding experts and will show you how these sources can be used in both your everyday banking and in your CFP. Every participant will take away a sample CFP.
General Sessions
Perspectives on the
Economy
Brian Pretti, SVP, Wealth Management, Mechanics Bank
Lindsey M. Piegza, Economic Analyst, FTN Financial
Fred Cannon, Managing Director, Keefe, Bruyette & Woods
Moderator: Kevin Watson, President,
AuditOne, LLC
This moderated panel of seasoned industry professionals will present their views on economic and industry trends and factors that impact bottom-line performance and profitability. Hear the panelists’ thoughts on issues likely to arise in the second half of 2009 and how changes implemented by President Obama will shape the future of the industry.
Trends, Challenges and Solutions
as Seen Through the WIB Looking Glass
Nancy E. Sheppard, President & CEO, Western Independent Bankers
Anne K. Scully, President, WIB Service Corporation
Nancy and Anne will provide an overview of some of the key trends in the industry regarding challenges facing bankers today, and provide our perspective on solutions that WIB is developing in this fast changing environment.
Moderated Regulator Panel
Dennis Ankenbrand, Senior Examination Specialist, FDIC
Paul Fung, Assistant Deputy Commissioner, California DFI
Kurt Raney, National Bank Examiner/Deputy Comptroller Analyst, OCC
Wally Young, Examining Manager, Community Institutions Group, Federal Reserve
Bank of SF
C. Wendell Daniel, Banking Practice Leader, Squar, Milner, Peterson, Miranda
& Williamson, LLP
Moderator: John Bley, Foster Pepper
In today’s environment of rapidly developing programs and policy changes, it’s nearly impossible to keep up. Our panel of senior examination and accounting experts will discuss recent policy developments and their impact on your bank, as well as key hot spots they see during examinations. Come prepared to ask questions in this interactive session.
Demystifying Authentic
Leadership
Kevin Catlin, Managing Partner, Insight Strategies, Inc.
Many very talented people think the quality of their work creates followership…but it often doesn’t! Is there one true thing that all of the great leaders have in common? What can current and past leaders teach us about our own lives and workplaces? How is motivation and coaching linked to leadership skills? How can we be mindful of the differences between managing activities and leading people? Kevin Catlin answers these questions by drawing upon current and historical examples. You will examine the leader as teacher, coach, mentor and source of inspiration.
Concurrent Sessions
Concurrent Session
Professional Focus Key
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Enterprise Risk Assessments:
Best Practices [ R ]
Ken Proctor, Director of Risk Management, Brintech
Enterprise Risk Assessment should be a living, breathing document that is updated regularly and used by the entire organization as the bank responds to changes and plans for its future. This session covers the essential elements of Enterprise Risk Assessments, the varying ways to accomplish it, how it should be structured, and how to implement the results so that the bank will benefit to the fullest extent possible.
Liquidity - The Essential
“L” in CAMELS [ C, I, R ]
Karl Nelson, Director of Industry and Governmental Relations,
Silverton Bridge Bank
The industry is managing through its most difficult environment in the past 20 years and the importance of liquidity has become a crucial issue. Understanding how the regulators are looking at this issue and what they are looking for in a Contingency Funding Plan (CFP) is important to all of us. This session looks at the issues and provides insight into creating a CFP that passes any regulatory scrutiny.
Reserving for Losses – Look
into the Crystal Ball [ C, R ]
Tullus Miller, Partner, Moss Adams LLP
Regulators expect bankers to maintain an ALLL that is appropriate from a safety-and-soundness perspective and that also complies with generally accepted accounting principles (GAAP). Given today’s credit and economic environment, is it possible to have an ALLL and ALLL methodology that will satisfy both your regulator and your accountant? The answer is yes! While it takes effort, an enhanced ALLL methodology typically results in an increased understanding of the credit risk within the loan portfolio. This session shows how you can achieve this by using segmentation, incorporating environmental factors into loss rates, determining the best estimate within a range of losses and, of course, providing proper supporting documentation.
Profitable Liquidity? Yes,
You Can! [ C, I ]
Chris Bledsoe, CEO and co-founder, Banker’s Dashboard
It’s time to scrap everything you think you know about managing liquidity. Today’s market requires banks to look at liquidity from an entirely different perspective. Find out how to effectively manage it – including what specific measures to track and why – so that your bank can maximize both liquidity and profits.
Raising Capital – My, How the
Rules Have Changed [ C, I, R ]
David Sandler, Principal, Sandler O’Neill & Partners, L.P.
By flooding the market with available capital, the Feds have changed the rules of the game – but the availability of Fed capital can’t remain in play forever. If you have questions on what the capital raising process will look in the future – and what the new rules for raising capital will be, then you can’t miss this session by our industry expert.
Mergers & Acquisitions In a
Down Economy [ C, R ]
Dave Muchnikoff and Barry Taff, Partners, Silver, Freedman &
Taff, LLP
The M&A Market has changed. This session is designed to show you how M&A’s are being done today and focuses on deal volumes and locations of recent transactions, comparison to historical pricing separating healthy from struggling sellers, what’s likely to occur in 2009 and seller and buyer issues. Hot Topics include: FDIC Assisted Whole Bank Transactions with Loss Sharing; How the Deals Work and Economic Pitfalls and Benefits; and, There are good M&A Opportunities for Buyers. Why are Buyers staying on the sidelines?
Federal Home Loan Banks – One
Source of Liquidity [ C, I , R ]
James Zabel, Vice President, Mortgage Finance, Federal Home Loan Bank of San
Francisco
Steven Horton, Senior Vice President & COO, Federal Home Loan Bank of Seattle
The Federal Home Loan Banks are an essential source of stable, low-cost funds and financial stability and liquidity to financial institutions. This session is designed to show you how to maximize your relationship with the FHLBs and avail yourself of the tools
they have to offer.
Portfolio Management and
Asset Monitoring in Volatile Markets [ I, R ]
Dave Linaburg, Executive Vice President, TIB – The Independent Bankers
Bank
Weak underwriting criteria and excess risk taken in commercial lending has led to our current crisis. We will discuss current underwriting requirements for specific assets, the availability of credit for these assets and review best practices for asset monitoring, stress testing of individual assets and markets segments, and of primary importance, how to leverage this data in ways that will keep your regulators satisfied. Leave knowing the early warning signs that signal potential future asset troubles, and how best to address them.
You Are Judged by the Company
You Keep – Choose Your Vendors Wisely [ C, R ]
Michael Cohn, Director – WolfPAC Solutions Group, Wolf &
Company, P.C.
Although back office activities and elements of front office customer service are outsourced to third parties by many banks, your organization’s responsibility does not end there. This session will provide an understanding of the risk associated with managing vendors and illustrate ways you can mitigate these risks. By the end of the session, you will be better able to evaluate due diligence considerations when selecting third party providers; identify common vendor contract omissions; and establish appropriate vendor monitoring programs to help protect your bank from vendor risk.
Liquidity in an FIL-84-2008 World
[ C, I ]
Greg Meadows, Director of Bank Services, ALX Consulting, Inc.
The FFIEC Policy Statement on Liquidity Risk Management provides guidance to banks that use off-balance sheet liquidity and non-core deposits. This session will cover what that guidance is, how banks have tried to follow it, and will provide an example of dynamic cash flow analysis and a contingency funding plan.
Vendor Showcase Express Presentations
Improve Your Operational Performance
Mark Rayer, Sales Executive, ProfitStars
ProfitStars is a leading provider of best-of-breed products and services that are designed to improve the operating performance of banks of all asset sizes and charters. Our products and services include proven solutions for risk mitigation & control, revenue & growth, and cost control; and complement existing core information processing platforms.
HEIT’s Dynamic Risk Management Platform
Steve Gasiamis, Director, Risk Management Group, HEIT
Our financial services clients face unprecedented challenges in managing IT budgets as they are being pressured to reduce expenses without jeopardizing compliance. By automating controls and compliance processes, enterprises can literally save millions of dollars in hard costs. HEIT offers an automated IT risk and compliance management platform designed to help financial institutions thrive in the face of mounting pressures to manage and balance risk, compliance and IT budgets. Through this platform, businesses can make impressive gains in their IT risk and compliance efforts including reduced audit burden, increased visibility into current compliance and risk status, and improve leverage of IT resources.
Aligning Risk Practices with Financial Goals
Michael Cohn, CPA, CISA, Director, WolfPAC Solutions Group
WolfPAC Integrated Risk Management is a secure, web-based solution used to automate a financial institution’s risk management program while maximizing operational efficiency. WolfPAC provides tools to assess, review, and report on IT, privacy, vendor, compliance and other enterprise-wide risk assessments. Participants will see how the WolfPAC solution transforms risk assessment practices into a process that aligns with the financial goals of the institution.
Discussing Cost-Cutting with Your IT Department so
that Everyone Wins
Justin Trammell, Account Manager, Quest
When budgets are tight, no department wants to give up resources or tools. Learn some questions to ask your IT Manager to leverage operational efficiencies. You don’t have to sacrifice cutting-edge technology in the quest to cut spending.
Rich Weissman, President & CEO, DMA
The very-prevalent concept of a “volume-based,” “balance sheet-driven,” and “cross sell-focused” pricing culture has detrimental effects on the current income and long-term earning risk of an institution. Although not “single-program-silver-bullet” focused, there’re specific ways to price deposits and loans based on profitable strategies and tactics. The presentation will provide an overview of current challenges that many institutions are facing in this struggle, and portray a unique way of looking at pricing, do as to balance pricing with profitability.
Harness the Power of Opening & Funding Accounts
Online
Chris Beedles, Sales Director, uMonitor
Learn how community banks can compete with big banks online to open and fund deposit accounts. Don’t miss this opportunity to see how your bank can offer online account opening to your current prospective customers in a quick, safe and regulatory compliant means to capture more core deposits.
Peer Exchange Sessions
Get first-hand experience from peers and experts alike on topics including: raising capital, asset quality control, portfolio management, risk best practices, ALLL methodology, investment strategy, regulatory updates, liquidity and maintaining profitability, and managing risk. Peer Exchange Sessions receive consistently high marks as highly productive sessions that produce actionable results.