Conferences & Education
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2009 Annual Directors ConferenceNovember 12-14, 2009
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2009 Conference Home | Schedule | Program | Speakers | Online Expo |
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Click here to view speaker biographies
Click on the links below (when available) to view and print PDFs of speaker handouts
Program Information
Opening General Sessions
It’s a Mad, Mad, Mad, Mad
Economic World
William Haraf, Commissioner, California Department of Financial Institutions
Dr. S. Scott MacDonald, President & CEO, Southwest Graduate School of
Banking
Lindsey Piegza, Economic Analyst, FTN Financial
Moderator: David Sandler,
Principal, Sandler O’Neill
Our panel of distinguished and lively industry experts will cover topics of importance concerning how the economy is likely to impact your bank over the coming months.
Regulator Panel – Surviving Today
to Thrive Tomorrow
Steve Hoffman, SVP, Banking Supervision, Federal Reserve Bank of San
Francisco
Stan Ivie, Regional Director, FDIC
G. Edward Leary, Utah Commissioner of Financial Institutions
Brian Quade, Assistant Deputy Comptroller, OCC
Moderator: Stan Cardenas,
Cardenas Financial Services Consulting
Gone are the days of the short and sweet exam. The regulatory world has been turned upside down. Directors are learning more about the importance to regulators of key aspects of their responsibilities and liabilities in meeting the CAMELS requirements demanded by the new world order. Our panel will focus on this new environment and how their priorities and policies will impact your bank and you as a director.
General Sessions
Keeping Up Morale in Difficult Times
Jim Finkelstein, President & CEO, FutureSense
At times of uncertainty, employees look to you to understand how they may be impacted; to provide them with the information needed. Like never before, you need to be a great motivator and communicator to keep your people excited about what the future holds. In doing so you’re empowering your employees to pro-actively address their issues and concerns and help them to solve problems. Now is the time to refocus everyone on your Vision and Mission and to make sure everyone in the organization knows what their role is and how vital they are to the success of the organization.
Banking in the New World Order –
What Will it Look Like?
Eugene Ludwig, Founder and CEO, Promontory Financial Group, LLC &
former U.S. Comptroller of the Currency
As head of the U.S. Office of the Comptroller of the Currency, Mr. Ludwig oversaw the federal agency responsible for supervising federally chartered commercial banks and federal branches and agencies of foreign banks. During his tenure, he spearheaded efforts to modernize the banking industry and will draw upon this experience as he outlines how current proposed changes will shape the future of banking.
Interactive Mock Board Session
Dr. S. Scott MacDonald, President & CEO, Southwest Graduate
School of Banking
During this interactive session, you will be assigned to a 10-member board of directors. Two case studies, based upon challenges facing boards of both a health and a critical bank, will be presented each with multiple real-life situations. As a board you will examine the facts and determine a course of action and cast your vote using our electronic response system.
Washington’s Reform Agenda:
The Impact on Community Banks
Brian Gardner, SVP, Washington Research, Keefe, Bruyette & Woods
The house lights are on and the curtain is about to rise on what promises to be a fierce debate on how to reform the current system. Who will be the winners and losers in Washington in this battle? How will the regulatory structure, consumer protection mandate, and systemic risk reforms designed to quell “too big to fail” protect the interest of community banks in the future?
Concurrent Sessions
The Directors Role in Troubled
Assets
Barry Smith, Counsel, Buchalter Nemer
Scott Smith, Counsel, Buchalter Nemer
Workouts unfortunately are back in vogue, raising the question of how boards will deal with strained portfolios in the quarters and years ahead. As a director, your role is to act as an advisor to management. In order to do this well, you need to have an understanding of the workout process. This session will provide you with a clear understanding of the process and the different options available and how best to support management’s actions.
Executive Compensation – A
New Day in Director Oversight
Dan Wetzel, Managing Director, Pearl Meyer & Partners
Katherine Mahlum, Vice President, Pearl Meyer & Partners
Economic and market conditions, coupled with unprecedented regulatory changes such as the American Recovery and Reinvestment Act Final Interim Rules, proxy disclosure, “Say on Pay” and compensation committee independence are creating challenges in executive compensation and ushering in a new era for compensation committees and Boards as a whole. Our speakers, experts in the compensation field, will discuss these recent changes, their potential implications for executive compensation and the compensation governance process and what you need to know when looking at your compensation plans.
Stress Testing the Credit
Portfolio – We’ve Done it, Now What?
Wally Young, Senior Manager, Credit Risk Coordination, Federal Reserve Bank
of SF
Robert Perry-Smith, CEO, Perry-Smith LLP
The regulators require you to stress your credit portfolio – which you’ve done. But, what do you do with the information and results? Our speakers will provide you with real world examples of how to make the most out of the information gathered.
What You Need to Know About
Bidding on Failed Banks
Barry Taff, Partner, Silver, Freedman & Taff, LLP
Jeanne McBride, Regional Manager, Division of Resolutions and Receiverships,
FDIC
While bank failures are never a good thing they have provided the opportunity for other banks to increase their balance sheet with assets from these failed institutions. Our speakers will provide an overview of the process and what you need to know about the bidding process, and how to make an informed bid to leverage the FDIC’s Loss Sharing Agreements to your best advantage.
Risk Oversight – The Newest
Mantra for ALL Board Members
Ken Proctor, Director of Risk Management, Brintech
With increased default rates and losses, regulators expect directors to have appropriate oversight and understanding of the bank’s risk management plan. Our highly ranked and engaging speaker will show you steps you can take to ensure your bank’s model effectively identifies, assess and manages risk across the enterprise.
Getting Access to Capital
Pat Dorn, Vice President, M & I Capital
Kenneth Moore, Partner, Stuart & Moore
Joshua Siegel, Managing Principal, StoneCastle Partners
Moderator: Larry Ward,
President & CEO, Heritage Oaks Bank
Our panel of industry professionals will provide their thoughts on issues of importance to raising capital today and what access to capital will look like tomorrow. Issues likely to be addressed are: What constitutes a safe level of capital today and what composition should it be? Is risk based capital as critical as it was a year ago, or should the focus now be on tangible capital ratios? What are the best forms of new capital and how do banks go about raising it? And, what are the legal issues banks need to be aware of when raising capital?
Strategic Planning for a
Changed Landscape
Geri Forehand, Director of Strategic Services, Brintech
With the unprecedented changes that are occurring, there is an urgent need to evaluate strategic options. This session focuses on changes in the models of strategic planning and effective planning sessions, what to do about customer interface and customer experience. We will discuss new management frameworks that enable financial institutions to address the current complex business environment, and position the bank for success in this period of uncertainty.
Avoiding Director Liability – A
Wake Up Call
David Baris, Executive Director & Charles Thayer, Chairman,
American Association of Bank Directors
Richard Lacy, Business Development Director, Travelers
Regulatory actions and orders are on the rise and bank failures are on the news almost on a weekly basis. Bank D&O policies are being cancelled with great frequency and those policies that remain have tightened their language on exactly what is covered. Your exposure and risk as a director has increased and is expected to continue to increase for the foreseeable future. Learn what you can do and the steps you can take to avoid or mitigate personal risk and reduce your premiums.
Peer Exchange Sessions
At our two Peer Exchange Sessions you will be able to share ideas with other directors and bankers at our roundtable discussions. We will have sessions for bankers only and directors only on the first day focusing on topics of importance that you determine at your own tables. Bankers and directors will be combined on the second day focusing on “ALLL – How Much is Enough?”
Tabletop Exhibits
Visit our tabletop exhibitor’s displays presented by companies offering products and services that independent banks depend on to keep them competitive in today’s banking environment. You will have the opportunity to meet with exhibitors on Thursday during registration, breaks and the Welcome reception, and on Friday morning during the networking breakfast.