Conferences & Education
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2010 Annual Directors ConferenceOctober 7-9, 2010
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Conference Home | Schedule | Program | Speaker Biographies | Online Expo |
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Program Information
Click on the links below (where available) to view and print session handout PDFs.
General Sessions
Financial Industry & Economic
Panel
William Haraf, Commissioner, California Department of Financial Institutions
Mark Olson, Co-Chairman, Treliant Risk Advisors, LLC
Gary J. Young, CEO & Senior Consultant, Young & Associates, Inc.
Moderator: Steve Brown, President & CEO, Pacific Coast Bankers’ Bank
Our panel of esteemed speakers will provide insight into the current state of the financial industry and the economy. Panel members will discuss the impacts of financial reform on the industry, as well as the local economy.
Expect the Unexpected: Navigating
Today’s and Tomorrow’s Regulatory Landscape
Mark Olson, Co-Chairman, Treliant Risk Advisors, LLC
As the regulatory landscape continues to change, bankers are increasingly challenged to anticipate the regulators’ next central area of focus and to adapt to evolving supervisory expectations. This session focuses on key supervisory developments including regulatory reform and restructure, the impacts on risk management in your bank and how your bank will remain profitable in the new environment.
Toto, I Don’t Think We’re in
Kansas Anymore
Rich Berg, CEO, Performance Trust Capital Partners, LLC
We all recall when Dorothy from The Wizard of Oz walks out of her house and notices that the flat, black and white Kansas landscape no longer exists. The banking industry has undergone a similar transformation. Rich presents a three-step plan that reveals how you must alter your bank’s decision-making and strategic process to survive in an evolving environment.
Ratios and Trends…What Do These
Numbers Tell Me?
Dr. Timothy Koch, President, Graduate School of Banking at
Colorado
Bank analysis has changed dramatically in recent years. Focusing on bottom-line earnings and traditional profitability and risk ratios is now viewed as imperfect and misleading. This presentation focuses on ratios and trends that address the components of pre-provision, pre-tax ROA, true core deposit, brokered deposit and related liquidity ratios, pre-mark and post-mark asset quality ratios and tangible capital measures among others. It emphasizes performance analytics of community banks versus larger, transactions-focused institutions and the link to an institution’s strategic objectives.
Mock Board Session
Kurt Kicklighter, Managing Partner, Luce, Forward, Hamilton &
Scripps, LLP
Aaron Axton, Principal, Keefe, Bruyette & Woods
In this interactive session, participants will be divided into 10 member boards and will be presented with examples from real-life cases that you will need to vote on and discuss as a board and determine how you will proceed. All boards will vote on the issues and discuss how they reached their decisions.
Rethink What it Means to Be a
Community Bank and Close the Gap Between BIG and Small
Gabe Krajicek, CEO, BancVue
John Waupsh, CEO, BancVue Interactive
It’s widely accepted that community banks provide great service. Your community knows this but still doesn’t bank with you. Long-held is the perception that community banks cannot compete with the big banks on innovation and technology and use these to deliver products and services. Our speakers show you how best to break down these perceptions to leverage your reputation for service with cutting-edge practices that will close the gap between the BIG banks and community banks.
Learning Sessions
Surviving an Enforcement Action
– What You Need to Do to Get Out of One
Larry Cabaldon, CEO, Boardroom Performance Group
Mike Patriarca, Managing Director, Promontory Financial Group, LLC
A. Vincent Siciliano, President & CEO, New Resource Bank
Our speakers present their experiences in dealing with the regulators during an enforcement action; best practices they developed to satisfy the regulators’ requirements; constructing and executing the enforcement action plan; and most importantly – how to get the order lifted.
Developing a Risk Appropriate
Compensation Program
Susan O’Donnell, Managing Director, Pearl Meyer & Partners
Charles Thayer, Chairman, American Association of Bank Directors
Handout 1 | Handout 2 | Handout 3
This session offers practical solutions and checklists along with best practices in the industry. Our industry experts address who needs to be involved and accountable; how to conduct the review and determine what plan features will mitigate or increase risk-taking. You will leave with a better understanding of emerging best practices.
To Ask the Right Questions – You
Can’t Be Afraid of the Answers
Howard Gould, Vice Chairman, Carpenter & Company
Jim Kiss, Supervisory Examiner, FDIC
Gary J. Young, CEO & Senior Consultant, Young & Associates, Inc.
One of the attributes of great leaders is that they’re not afraid to ask the tough questions. Our speakers will address the questions they feel directors need to ask themselves and management. In addition, this session will discuss the types of documentation regulators expect to see to accurately reflect and document discussions had and actions taken as a result of these conversations.
Preparing for Transitions: Will
the Bank Be Ready?
Timothy R. Chrisman, President & CEO, Chrisman & Company,
Inc. and Chairman, Federal Home Loan Bank of San Francisco
Wally Young, Senior Manager, Risk Coordination, Risk, Monitoring &
Analysis Group, Federal Reserve Bank of San Francisco
Is your executive team ready for the future? Are the right people on the team? Our speakers address key issues to consider when answering these questions. In addition, they discuss what boards should expect in the new environment and marketplace as it relates to staffing and recruiting executive team members.
Call Reports – How They Can
Prepare You for Your Next Exam
C. Wendell Daniel, Banking Practice Leader, Squar, Milner, Peterson,
Miranda & Williamson, LLP
As a board member, do you have your bank’s CFO present the call report to you each quarter so you can ask questions? If not, you are missing a huge opportunity to find out what is going on in your bank. The call report is a wonderful tool you can use when making decisions. Our speaker walks through a sample call report and highlights the information all board members should be looking at on a regular basis and how you can use this to ask the right questions.
Are We Headed Back to RAP instead
of GAAP?
Robert Perry-Smith, CEO, Perry-Smith LLP
Larry Raber, Partner, Perry-Smith LLP
Financial reporting appears to have two masters...both your auditor and your regulator. As bank directors, your fiduciary responsibility for corporate governance requires that you comply with both regulatory mandates (Regulatory Accounting Principles) and Generally Accepted Accounting Principles when reporting your bank’s financial performance. Are the rules changing or are we simply attempting to hit a moving target in today’s challenging environment? How do you ensure that management has met the expectations of both the regulator and auditor?