Products & Services

Value & Income Programs

WIB Service Corporation is owned by  Independent Banks — The Members of WIB 

WIB Service Corporation was established in 1994 by WIB’s Board of Directors as a wholly owned subsidiary of WIB. Our mission is to “provide high-quality, value-added services and products which enhance the competitive advantage of WIB members.” 

Why You Should Take Advantage of WIB-Endorsed VIPs (Value & Income Programs) 

Products & services which receive the designation WIB-Endorsed VIP provide value-added and income potential for member banks. What does the WIB endorsement mean?

  • VIPs have undergone comprehensive screening and evaluation by bankers and WIB Service Corporation board and staff;

  • VIPs have demonstrated a commitment to the independent banking market in the West;

  • VIPs feature “top notch” products and services and provide a competitive edge for WIB members;

  • VIPs offer pricing or features to WIB members that may be unavailable to individual community banks;

  • VIPs support WIB’s mission and goals.

  • Special pricing for de novo banks on the products & services you need most!*

The end result is that you can save yourself time in your own due diligence process because of WIB’s commitment to high quality and value. By using VIP's you help both your bank and enable WIB and WIBSCO to earn non-dues income to improve our offerings to independent banks.

Our Endorsement Policy

Our VIPs have undergone comprehensive screening and evaluation. To learn more about the endorsement policy process, requirements and outcomes go to our Endorsement Policy web page.

WIB-Endorsed VIP Partners  

  1. ATM Network & POS Terminal Access -First Data Debit Services/STAR Network

  2. ATM & Debit Card Processing -First Data Debit Services/STAR Network

  3. Bank Operations Profitability Consulting — Profit Performance Group

  4. Check Overdraft Privilege - Pinnacle Financial Strategies*  

  5. Check Printing - Harland Clarke*

  6. Commercial Equipment Leasing Program - BancLeasing, Inc.

  7. Competitive Market Intelligence - Market Rates Insight*

  8. Credit Risk Management - Inmatrix, Inc.*

  9. Deposit Funding For Community Banks - The Reserve

  10. Insurance for Community Banks - Independent Bankers Insurance Services*

  11. Internet & Network Security Services — SecureWorks, Inc.*

  12. Loan Portfolio Tracking/Insurance For Lenders & Customers — Kesler Associates*

  13. Off Balance Sheet Sweep Accounts - The Reserve* 

  14. On-Balance FDIC-Insured Sweep Accounts - The Reserve*

  15. Surcharge-free ATM Network - MoneyPass®*

  16. Workers' Compensation Solutions for California Banks - Independent Bankers Insurance Services*

If your bank is not using these programs you may be paying more than necessary, or passing up the opportunity to work with service providers that can improve upon your current provider’s services.

Take the First Step to Learning More About the WIB-Endorsed Programs

Join one of our complimentary webinars or for further information, please contact Anne Scully , President, WIB Service Corporation at (415) 352-2323, or Email her at anne@wib.org. She will help you to determine if one of our these programs may be suitable for your current needs, and if appropriate, arrange for a professional staff person from one of the WIB-Endorsed VIP Partners to contact you directly.