Products & Services
Merchant Processing Services
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View a complimentary webinar highlighting some of Granite Payment Alliance's services:Merchant Portfolio Profitability-Not an Oxymoron! | Download Complimentary Playback |
| Want more information on this or any of our WIB Endorsed Programs? Click here to complete an online request form, or call Bill Zent, WIB vice president of member relations, at (858) 270-9404. | |
Here are our TOP 10 Reasons Why
Your Bank Should Look at Granite Today:
1. High Customer Service to Both YOU and YOUR Customers. Granite will assist your bank in portfolio evaluation, sales calls, product demonstrations, customer seminars and bank or merchant training. Your merchants and staff will be delighted with the service they get from an industry leader.
2.
Aggressive Pricing for Both YOU and YOUR Customers. Granite
has a low cost structure that enables your bank to benefit from the lowest and
most aggressive pricing in the market today.
The result: Your bank provides a service that is critical in attracting
and keeping business account deposits.
3.
Innovative Products.
Granite also provides leading
edge products and tools—electronic check conversion, Internet processing,
mobile payment solutions, etc.--to support your bank’s merchants (a great
help in attracting new merchant clients that serve to stimulate your bank’s
deposit growth).
4.
Commitment to Security. Granite
is committed to operating in a secure environment. They are fully compliant with
Visa’s CISP standards, have a secure firewall system and meet all PCI
requirements.
5. Program
Partner with Financial Institutions Only. Granite
focuses exclusively on financial institutions and their merchants.
Its sole goal is to assist your bank in growing your merchant portfolio
and increasing revenue and income. They will not compete with you for your
customers as many ISOs do!
6. Flexible Program Options. Granite will work with you to determine what service components you need and want to offer your merchant customers and then structure a flexible program that is right for you. These include:
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Agent Bank – Can be the complete outsourcing solution or a modified version. Granite holds all liability for any merchant referred or assigned to Granite and is responsible for all up-front services and back-end processing and support.
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Granite offers two Referral Program Payment Options:
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Standard Referral Program--Monthly residual of 25% of net monthly processing revenue; bank simply refers prospective clients to Granite and they do the rest, and;
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Revenue Sharing Program--Bank and Granite share 50/50 in net revenue generated between Granite’s actual processing costs and rates/fees charged to merchants; bank provides merchant statements to Granite for analysis; program can be customized to fit the specific needs of you and your merchant clients.
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Associate Bank Processing. Your bank holds the liability and provides all up-front service including solicitation, pricing, underwriting and implementation. Granite provides back-end processing for your bank and offers full 24/7 help desk services for your merchants.
8. All Size
Banks Can Take Advantage of the Programs! Granite
provides programs to banks ranging in size from start up “de novo” banks to
banks in excess of $10 billion in assets.
9. WIB
“Members Only” Pricing Benefits. Granite
provides beneficial WIB “Members Only” pricing for various programs.
10. Endorsed
by WIB. Granite underwent a thorough
due-diligence by the WIB Service Corporation prior to our original endorsement,
and our board of directors recently endorsed Granite based upon the above noted
reasons.
For More Information Contact:
Bill Zent
(858) 270-9404
bill@wib.org