Products & Services

Credit Risk Management & Stress Testing

View a complimentary webinar highlighting some of Inmatrix's services

Minimize Your Risk and Regulator-Proof Your Portfolio 
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Tough Times Redefine Risk Management:  A Business Process, Not a Snap Shot in Time
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Inmatrix, Inc. is the banking industry’s most comprehensive credit risk analysis solution. More than 50% of the world’s 1-AA rated banks use Inmatrix to minimize credit risk for commercial loans. Inmatrix provides critical underwriting functions needed to evaluate entire portfolios or single loans using a multitude of spreading, analytics and stress testing scenarios. Inmatrix help banks to lower their risk, to generate more revenue and to build a stronger business. Inmatrix also offers a full array of banking industry solutions such as C&I, Commercial Real Estate (CRE), Personal Cash Flow and Risk Rating Delivery under the brands Optimist® and Portfolio Strategist®.  Based in San Francisco, Inmatrix has been in business 11 years serving more than 2,500 customers in 21 countries worldwide

Why Choose Inmatrix?

Optimist® is the banking industry’s most comprehensive credit risk management solution on the market today.   With Optimist®, banks make better loans by simultaneously spreading and analyzing risk for individual loans in a C&I or CRE portfolio via an automated, logical, easy to use dashboard.  Optimist® identifies opportunities to lower the bank’s risk, while identifying opportunities for new revenue. The result is a stronger, healthier portfolio.  

Portfolio Strategist® enables your bank to analyze and monitor the credit risk of your entire portfolio – or one or more sub-portfolios – while applying stress testing and scenario modeling techniques to identify deteriorating credit. Portfolio Strategist® also provides the bank with tools that provide Portfolio Trend Analysis, Benchmarking, Industry Stress Testing and Portfolio Stress Testing.  

The Power of Inmatrix

Inmatrix enables banks to address multiple business challenges simultaneously using the same set of solutions throughout the entire bank.  Whether you need to monitor the bank’s overall portfolio, assess the impact of outside events on your customers, or scout for new opportunities to grow revenue, Inmatrix has the robustness you need to do it all.

How Inmatrix Ensures Bank Profitability

  • Better risk analytics lead to healthier loans which build a stronger business
  • Closer relationships lead to mutual trust which leads to more revenue
  • Uniform standards lead to stronger governance which leads to reduced fraud and greater security
  • Greater consistency in the lending process and improved file quality
  • Streamlined processes lead to workflow efficiency which reduces the overall cost of business

Click here for a brief online demonstration of Portfolio Strategist.


WIB Member Benefit

  • Discounts on pricing and training


VIP Contact:

Judy Slimm
(925) 314-1867
jslimm@inmatrixinc.com
www.inmatrixinc.com

For more information, e-mail anne@wib.org