Products & Services

Loan Portfolio Tracking/Insurance For Lenders & Borrowers

Kesler & Associates provides outsourced tracking of your bank's loan portfolio to identify uninsured collateral as well as a full array of insurance products to cover uninsured risks. Kesler can design a program to meet the needs of any bank, from simple monitoring for insurance coverage to a program which tracks and force places insurance for all collateralized loans. Your bank will realize considerable savings by outsourcing the insurance follow-up responsibilities and having access to reasonably priced insurance coverage.

 Kesler's flexible E-Traq™ monitoring system can properly assess the insurance status of vehicle, residential/commercial real estate, and equipment loan or lease portfolios. E-Traq™ can be tailored to meet the needs of any bank, from simple tracking to a comprehensive program of tracking, implementation of collection letter series and force placement of insurance. 


Loan Portfolios Tracked

  • All Vehicle & Boat Loans         

  • Real Estate - Residential & Commercial Properties       

  • UCC/Equipment Loans      


Program Flexibility

  • Monthly or Annual Policies         

  • Daily Pro-Rata Refund Method       

  • Customized Letter Verbiage & Frequency      

  • Choice of Billing Cycles      

  • Choice of Endorsements to Master Contract   

  • Choice of Data Transfer Methods & Media


Products To Protect Your Borrowers

  • Mortgage Accidental Death         

  • Mortgage Life/Disability Insurance       

  • Credit Life/Disability      

  • Group Family Life Insurance      

  • Commercial Life Insurance   

  • Vehicle Extended Warranties

  • Mechanical Breakdown Insurance

  • Title Search Replacement

  • Lease Look Alike

  • GAP/GAP Plus

Products To Protect Your Loan Portfolio

  • Creditor Placed Insurance         

  • Forced Order Hazard Insurance       

  • Vender's Single Interest      

  • Flood Tracking & Certification      

  • Equity Loan Protection   

  • Environmental Insurance


WIB Member Benefit

  • Price discounts on loan tracking & line charges
  • Special small bank package

 

“Kesler has been very helpful in tracking all of our insurance for our portfolio. They are easy to work with and always fair and professional when managing our portfolio of loans. Dealing with loans, we experience many changes and Kesler always works well with change.”

~ Mark Garwood, President/CEO & Vice Chairman, Tamalpais Bank (CA)


VIP Main Contact:

Kurt Kesler
(800) 542-7900
info@keslerbanking.com
www.keslerbanking.com

 

For more information, e-mail anne@wib.org.