Publications & Resources

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• Readjusting Minimum Capital Levels
• Successful Capital Raises – Some Regulatory “Dos” and “Don’ts”
• Don’t Let the New Capital Conservation Buffer Catch You Unprepared
• Cultivating a Culture of Fiduciary Responsibility
• Stress Testing and Capital
• Basel III and Its Impact on Community Banks
• How Much Is Enough? Capitalization in the Age of Slow Loan Growth
• A Message from the President: Leaders are Learners
• Capital Rules! (And Why You Should Plan for Capital)
• Determining Capital Adequacy – The New Regulator View
• WIB Service Corp. Report: Make Your Move to Increase Earnings While Others Sit and Wait on Basel III

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• A Message from the President: WIB Education Summit Volunteers Design Conferences to Meet Community Bank Needs
• Cloud Computing: Implications for Network Infrastructure
• The Virtual Branch: The Channel of One
• What Should You Do if Your Vendors are Put On Notice?
• Will Vendor Management Derail Your Next Regulatory Exam?
• Technology Planning to Drive Profits and Improve the Customer Experience Simultaneously
• Can You Hear Me Now? Managing the Benefits and Risks of Employee Mobile Devices
• Safeguarding the Benefits of Cloud Computing

• WIB Service Corporation Report: In the Rapid Pace of Today’s High Tech Era, the Key is in Finding Strong Knowledge-Share Partners

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• SBA Lending Trends, Uses or Roadblocks
• C&I Lending and the Lost Art of Relationship Banking
• C&I Lending: Making the Right Choice for the Right Reasons
• Gain CRA Credit by Protecting Elderly Seniors through the Senior Housing Crime Prevention Foundation
• From the President & CEO - It’s a New World Out There!
• Sustainable Success: Monetize Your Lending Operations
• Leveling the Playing Field: Best Practice in Sourcing for Community Banks
• Concentrations of Credit: A Death Knell for Community Banking?
• WIB Service Corporation Report: Discover the Opportunities in Equipment Leasing

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• Diversifying into Corporate Bonds
• Assessing Your Mortgage Portfolio Now For Future Growth
• Interest Rate Risk: Modeling Dynamic Cash Flows
• Message from the Chairman: WIB Membership – No Better Time than Now
• Meeting Your Bank’s Capital Needs
• Active Portfolio Management
• Innovative Community Banks of the Year Awards
• Strong Vendor Risk Management Program Key for Helping Banks Compete and Succeed in an Era of Increased Costs and Regulatory Focus
• Turning Excess Liquidity into Earnings Liquidity
• Evaluations in Compliance with the Interagency Appraisal and Evaluation Guidelines
• WIB Service Corp. Report: New Insured Cash Sweep Services Are Sweeping Up Deposits for Community Banks

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• Top Performing Fee Income Strategies – Driving Sustainable Earnings 
• Outsourcing Your SBA Lending Department? 
• Crafting a Debit Network Strategy
• WIB’s 75th Anniversary is Time for Celebration 
• Turning Customer Opportunities into Profitable Revenue
• New Channels & Approaches, Not New Fees
• Top Performing Fee Income Strategies – Driving Sustainable Earnings
• Precise Bundled Offerings and Predictive Analytics
• WIB Service Corporation Report: Getting Back to the Basics

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• The Role of a Board of Directors: Musings of a Banker/Reformed Corporate Lawyer CEO
• Best Practices – Keeping Compliance Costs Under Control
• Risk Assessment for Community Banks
• What to Expect from the Consumer Financial Protection Bureau in the Coming Months
• Why Traditional Compliance Models Will Fail in 2012 and Beyond
• Audit Committee: 10 Ways to Collaborate with Internal Audit 
• Developing the ROI for Compliance Investments
• Top Five Risks in Investment Portfolios
• WIB Service Corporation Report: WIB Endorsed Programs Manage Regulatory Compliance and Cut Costs

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• Merge Ahead: The Roadmap to Combining Companies
• Don’t Lose the Key Executives/Directors-Conduct a Rehire
• M&A Trends: Getting to a Deal
• The New M&A Landscape: A Gradual Wave
• Mergers & Acquisitions: Understanding a Bank’s Assets & Liabilities
• What Bank Directors Need to Address in Today’s Turbulent Times
• Five Biggest Mistakes of Buyers and Sellers in M&A Transactions
• Buying a Bank: The Price is Right?
• Dealing With the New Regulations Affecting Community Bank M&A

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• The Community Bank Insurance Market is Improving
• The Foundation for Building Relationships through Social Media 
• Successful Business Model Transformation in the Community Banking Industry 
• Lessons Learned – Practical Steps to Comply with Your Fiduciary Duty of Care as a Bank Director 
• Dodd-Frank’s Net Effect on Community Banks 
• Exam Trends: A First-Hand Look at What Bankers Are Saying About Their Exams
• WIB President & CEO Among SF Bay Area’s Most Influential Women in Business
• The Directors’ Role in the New Merger and Acquisition Environment
• Seven Key Questions Directors Must Ask their Bank Executives 
• WIB Service Corporation Report: WIB Endorsed Programs Can Help You Make Loans and Generate Non-interest Income

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• Get on Board That Mobile RDC Love Train!
• Making the Shift to Mobile Banking
• Risk Management 101: Exception Management 
• Reducing the Risk of Post-Perfection Debtor Changes 
• Is Your Head in the Clouds? 
• Optimizing Retail Payment Products with Data Analytics 
• Consumer Financial Protection Bureau: A New "Cop on the Beat" 
• Data Theft on the Rise: What You Should Know And Do About Data Breaches 
• Meeting the Growing Challenge of Technology 

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• How Dysfunctional is Our Team?
• Coaching – Not Just for Your Problem Employees
• Appraising Employee Performance
• Secrets of Hiring & Retaining Younger Employees
• Five Ways for Bank Executives to Enhance Morale Without Spending a Cent
• Secrets for Strong Branch Credit Card Sales
• Crafting a Combination of Salary, Incentives and Benefits 
• Leading through Organizational and Economic Change
• WIB Service Corporation Report: Powering Innovation in the New Banking World

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• Developing Innovative Products – It’s a Process
• The New Bank Operating Model – Making Money in 2011
• Harness the Power of Social Peer Networking to Ward Off the Perils of Regulatory Burden
• Social Media and Launching a Retail Banking Product
• Innovative Ways to Keep Your Business Safe from Cybercrime
• Beyond “Likes”: Social Media Strategies for Community Banks
• WIB Service Corporation Report: Making Lemonade Out of Lemons
• 2010 Innovations from WIB Associate Members

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• Dodd-Frank Targets Your Bank’s Compensation Practices 
• Dodd-Frank Act: Two Key Areas of Focus for Boards of Directors
• Complying with New Regulations
• New Capital Rules and Raising New Capital 
• Financial Reform: Top 10 Issues for Banks
• Practical Points for Making the Best Vendor Decisions
• A Conversation with Consumer Financial Protection Bureau Guru Elizabeth Warren
• The Wall Street Reform Act: What’s Next
• The Dodd-Frank Act: How Will It Impact Community Banks?
• WIB Service Corp. Report: Give Your Small Business Customers Tools to Succeed with WIB-endorsed VIPs

Special Online Extra Edition:

• Dodd-Frank and Your Lending Compensation Practices
• Interest Rate Risk & Regulatory Concerns: Preparing For Your Next Exam 
• How to Grow Fee Income Post-Regulatory Reform
• Ten Predictions About Financial Reform and Its Impact on Community Banks
• Strategic Planning in the Face of Dodd Frank