A Community Bank Director Advisor Issue #15 - September 2008  
inform. educate. connect.

Hot Director Education Programs

WIB has an extensive array of quality education programs for bank directors planned, including those listed below. Don't miss out! Check wib.org for updates to our directors' offerings throughout the year.

Directors & Regulatory Hot Spots - September 9 – Webinar

Directors & Executive Compensation - September 23 – Webinar

Directors Workshop: The Modern Bank Director - Part I & II - October 7-8Seattle

Directors Workshop: M&A: A Review of Strategic Alternatives (a Simulation) - November 6 – San Francisco

Annual Bank Directors Conference - November 6-9

Liquidity Management: A Profitability Enhancing Workshop - December 4 – San Francisco

Annual Conference for Bank Presidents, Senior Officers & Directors - March 7-11, 2009 – Grand Hyatt Kauai Resort & Spa, Koloa, Hawaii

Click here to view other Directors Programs

Listen Anytime to the WIB Regulatory Survey Results Webinar

Hear first-hand the results of the recent WIB Regulatory Examination & Trends survey in an on-demand replay of the webinar held to discuss the results. Click here to launch the webinar and hear what federal and state regulators focusing their scrutiny on the most.

Register Today for the Annual Directors Conference

Help assure you, your bank and other directors are prepared for the challenges that the industry continues to face by attending the WIB & American Association of Bank Director’s Annual Bank Directors Conference. Join us in San Francisco on November 6-8. 

A Crash Course in Regulatory Enforcement Actions
Philip Smith, Gerrish, McCreary, Smith

Regulatory enforcement actions are becoming more commonplace these days. In this article, we discuss the current regulatory environment, the impact of enforcement actions and what the regulators’ options are as well as the options for the bank when facing this difficult situation.  <read more>

The ALCO Process – Our Least Understood Director Concept
Karl Nelson, Silverton Bank, N.A.

Which is worse – membership on the Audit or ALCO committee? Many directors dread the ALCO meetings and bank management often creates that problem due to poor communication. Let’s take a look at what a good board ALCO can accomplish with relatively little pain!  <read more>

Broad-Based Employee Equity Compensation Trends
David Sasaki, Equilar

As the financial services industry continues to face difficulties, many companies are reevaluating their compensation strategies for executives and other employees. This article explores emerging equity compensation trends and points out some developing equity compensation practices.  <read more>

Is Your Identify Theft Program Ready?
Kevin K. Watson, AuditOne LLC

The additional regulations to the FACT Act, published last November, require boards to have reviewed and approved an identity theft program by November 1, 2008. Are you ready?  <read more>

Should Banks Look to Acquire Asset Based Lenders?
Tim Stute, Milestone Advisors, LLC

By now it is evident to most that the credit crisis that has rocked both the global financial markets and the U.S. bank and thrift sector is not going to come to an end anytime soon. But for some financial institutions that may still have capital to deploy and access to deposit funding, an opportunity to explore is the acquisition of a commercial finance business, such as an asset based commercial lender.  <read more>

Strategy 102: Part III
Cass Bettinger, Bettinger & Associates

Strategic Marketing has become a prerequisite for sustained high-performance in today’s world. In Strategy 102: Part III we will discuss “Market Research”; the all important bridge between component one, “Market Focus” and component three, “Value Proposition Development”. One of the main reasons the marketing strategies of many, if not most, banks fail to produce desired results is the lack of strategically relevant market research. 
<read more>

Take advantage of another valuable resource from WIB - the WIB Article Archives! You'll find a variety of articles on Directors Issues, as well as other important topics! 

Click here to explore the WIB Article Archives

Click here to view an electronic version of the latest issue