A Community Bank Director Advisor Issue #55 - January 2012  

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Finance existing employee benefits and informally fund new or existing nonqualified executive benefit plans with Bank-Owned Life Insurance (BOLI) from EBS. Utilize BOLI to finance existing employee benefits, as well as to informally fund new or existing nonqualified executive benefit plans. For more information contact Bill Zent, VP Member Relations, bill@wib.org or 858-270-9404.


Director Education Programs

WIB has an extensive array of quality education programs for bank directors planned, including those listed below. Check wib.org for updates to our directors' offerings throughout the year.

Annual Conference for Bank Presidents, Senior Officers & Directors - March 31-April 4, 2012 – Hyatt Regency at Gainey Ranch, Scottsdale, AZ

Annual Directors Conference - November 8-10, 2012 – Grand Hyatt San Francisco

Innovation a Key Theme at 2012 WIB Annual Conference: Full Program Information Available Now

With the recovery beginning to pick up steam, it’s essential to stay ahead of the idea curve and leverage emerging best practices. For 75 years WIB has helped community bankers keep up with major industry trends, issues and innovation – and in 2012 we take this responsibility more seriously than ever. The Annual Conference for Bank Presidents, Senior Officers & Directors, March 31-April 3 in Scottsdale, will provide focused and relevant insight to support well-informed, high-level decision making.

If you have not already done so, register today. Register by January 31 and save at least $200 off your registration fees. 

Call for Nominations 
Together with our co-sponsor BDO, WIB will present the Innovative Community Banks of the Year Awards at the conference. The award is designed to honor the creative and innovative achievements of a community bank. Click here for details on how you can nominate a bank for an award. Deadline for nominations is January 25.


Enterprise Risk Measurement
Jeremy D. Taylor, AuditOne LLC

In all the talk about ERM, scant attention is paid to measuring risk across the enterprise. Doing this in ways that are both accessible and meaningful to community banks will be a challenge, but one that regulators will come to expect…and markets to reward.  <read more>

7 Predictions about Financial Reform and its Effect on Community Banks in 2012
Daniel F. Wheeler and Melissa Richards, Buchalter Nemer

What is the effect financial reform will have on community banks in 2012? This article examines seven developing areas of interest to those at banks with less than $10 billion in assets.  <read more>

10 Fundamentals of Strategic Planning
Gary J. Young, Young & Associates, Inc.

Through the financial crisis, strategic planning was limited to month-end financials. As the industry continues to heal, it is really time to rethink the importance of strategic planning. It has also become clear that there are certain principles that determine the success of the strategic plan, and more importantly, the bank.  <read more>

Western Independent Banker Magazine Spotlight
The Role of a Board of Directors: Musings of a Banker/Reformed Corporate Lawyer CEO

Richard Beard, Bank of American Fork

In the wake of the Great Recession, boards of directors have become subject to additional requirements both formally and informally being imposed by regulators. While I support the premise that boards need to be responsible for their bank, my concerns lie in how that responsibility should be carried out and divided between management and the board.  <read more>

Take advantage of another valuable resource from WIB - the WIB Article Archives! You'll find a variety of articles on important topics.

Click here to explore the WIB Article Archives

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