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inform. educate. connect.
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Finance existing employee benefits and
informally fund new or existing nonqualified executive
benefit plans with Bank-Owned Life Insurance
(BOLI) from EBS.
Utilize BOLI to finance existing employee benefits, as well
as to informally fund new or existing nonqualified executive
benefit plans. For more information contact Bill Zent,
VP Member Relations, bill@wib.org
or 858-270-9404.
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Director Education Programs
WIB has an extensive array of quality education programs for bank
directors planned, including those listed below. Check wib.org
for updates to our directors' offerings throughout the
year.
Annual Conference for Bank Presidents, Senior Officers & Directors
- March 31-April 4, 2012 – Hyatt Regency at Gainey
Ranch, Scottsdale, AZ

Annual Directors Conference
- November 8-10, 2012 – Grand Hyatt San Francisco
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Innovation
a Key Theme at 2012 WIB Annual Conference: Full Program
Information Available Now
With
the recovery beginning to pick up steam, it’s essential to
stay ahead of the idea curve and leverage emerging best
practices. For 75 years
WIB has helped community bankers keep up with major industry
trends, issues and innovation – and in 2012 we take this
responsibility more seriously than ever. The
Annual
Conference for Bank Presidents, Senior Officers & Directors,
March 31-April 3 in Scottsdale, will provide focused and
relevant insight to support well-informed, high-level decision
making.
If
you have not already done so, register
today. Register by January 31 and save at least $200 off
your registration fees.
Call
for Nominations
Together with our co-sponsor BDO, WIB will present the Innovative
Community Banks of the Year Awards at the
conference. The award is designed to honor the creative and
innovative achievements of a community bank. Click
here for details on how you can nominate a bank for
an award. Deadline for nominations is January 25.
Enterprise
Risk Measurement
Jeremy D. Taylor, AuditOne LLC
In all the
talk about ERM, scant attention is paid to measuring risk
across the enterprise. Doing this in ways that are both
accessible and meaningful to community banks will be a
challenge, but one that regulators will come to expect…and
markets to reward. <read more>
7
Predictions about Financial Reform and its Effect on Community
Banks in 2012
Daniel F. Wheeler and Melissa Richards, Buchalter
Nemer
What is the
effect financial reform will have on community banks in 2012?
This article examines seven developing areas of interest to
those at banks with less than $10 billion in assets.
<read more>
10
Fundamentals of Strategic Planning
Gary J. Young, Young & Associates, Inc.
Through the
financial crisis, strategic planning was limited to month-end
financials. As the industry continues to heal, it is really
time to rethink the importance of strategic planning. It has
also become clear that there are certain principles that
determine the success of the strategic plan, and more
importantly, the bank. <read
more>
Western
Independent Banker Magazine Spotlight
The Role
of a Board of Directors: Musings of a Banker/Reformed
Corporate Lawyer CEO
Richard Beard, Bank of American Fork
In the wake
of the Great Recession, boards of directors have become
subject to additional requirements both formally and
informally being imposed by regulators. While I support the
premise that boards need to be responsible for their bank, my
concerns lie in how that responsibility should be carried out
and divided between management and the board. <read
more>
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