A Community Bank Director Advisor Issue #13 - July  2008  
inform. educate. connect.

Hot Director Education Programs

WIB has an extensive array of quality education programs for bank directors planned, including those listed below. Don't miss out! Check wib.org for updates to our directors' offerings throughout the year.

Directors & BSA/AML 
- July 8 – Webinar

Directors & CAMELS - Understanding the Ratings & Meanings - July 21 – Webinar

Directors Workshop: The Role of the Modern Bank Director - August 15 – San Diego

Directors & Regulatory Hot Spots - September 9 – Webinar

Directors & Executive Compensation - September 23 – Webinar

Directors Workshop: The Modern Bank Director - Part I & II - October 7-8 – Seattle

Directors Workshop: M&A: A Review of Strategic Alternatives (a Simulation) - November 6 – San Francisco

Annual Bank Directors Conference - November 6-9

Annual Conference for Bank Presidents, Senior Officers & Directors - March 7-11, 2009 – Grand Hyatt Kauai Resort & Spa, Koloa, Hawaii

Click here to view other Directors Programs

We Want Your Opinion on the Directors Digest

After two successful years as a quarterly publication, Directors Digest became a monthly in March 2008. In order to be sure we provide to you the most useful publication possible, please take a few minutes to answer questions in our reader survey. All participants will be entered into our Annual Survey & Evaluation Prize Drawing for a $1,000 Visa Gift Card (to be awarded at the end of 2008). To be entered in the drawing, be sure to complete the name, firm and email information at the end of the survey. Deadline for entry is July 18.

Click here to participate in the survey and be entered in the drawing.

Capital is King
John Stuart, Reitner & Stuart

In this article, the author continues his discussion of capital begun last quarter. He explores why “Capital is King” for all institutions as well as emerging trends in capital expansion in this challenging economic environment.  <read more>

The Next Chapter: Overcoming a Bleak Cycle
Jim Pulsipher, Grant Thornton LLP

For many of the country’s financial institutions, the glass is half-empty. In fact, pessimism about the economy was the highest in the history of Grant Thornton’s 15th Bank Executive Survey. Bank executives are steeling themselves for a difficult year ahead. However, by addressing the challenges of today’s climate – from building capital to customer relationships – financial institutions can position themselves for growth tomorrow.  <read more>

Staying Relevant in a Competitive Market
Arp D. Trivedi, DEI Corporation

Providing relevance to your clientele in this white wash marketplace is an extraordinary undertaking, involving critical analysis and reengineering of key back and front of house processes, talent, and performance criteria. Understand the fundamental marketplace drivers that in turn will bring business into your bank.  <read more>

Zeroing In On The Cost Of Funds
Chris Bledsoe, Bankers Dashboard

Cost of funds is one component of the net interest margin that a bank can control. Where do directors focus their attention to help drive key decisions in this area that will improve the overall health of the bank?  <read more>

Take advantage of another valuable resource from WIB - the WIB Article Archives! You'll find a variety of articles on Directors Issues, as well as other important topics! 

Click here to explore the WIB Article Archives

Click here to view an electronic version of the latest issue