A Community Bank Director Advisor Issue #45 - March 2011  

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Hot Director Education Programs

WIB has an extensive array of quality education programs for bank directors planned, including those listed below. Don't miss out! Check wib.org for updates to our directors' offerings throughout the year.

Understanding the New Interagency Appraisal and Evaluation Guidelines - April 26 – Webinar

Fundamentals of Bank Valuations - May/June 2011

Directors Workshops - June 2011

Chairman's Forum - Early August – San Francisco and LAX Locations

Troubled Asset Forum & Showcase - September 2011 - San Francisco, Southern California, Seattle and Salt Lake City

Annual Directors Conference - November 10-12 - Omni Hotel, San Diego

Learn How the New Regs Affect Compensation

The economic environment continues to be challenging, and the banking industry continues to be troubled. Asset and credit quality as well as capital are top priorities with industry consolidation anticipated as an emerging issue. Simply stated, safety and soundness is certainly the rule of the day. Legislation or regulations have been released by every banking industry regulatory agency, Congress, and the SEC. Newly released legislation seems focused on preventing the types of compensation packages that were perceived to contribute to the recent economic downturn. And an interesting twist today is that preservation of an organization, and its inherent stability, explicitly supersedes shareholder and executive interests. Click here to view the full version of the 9th edition of the McLagan/Amalfi Consulting White Paper on current compensation trends in the banking industry.


The Next Challenge?
Charles Thayer, Chairman, American Association of Bank Directors

Is your board ready for the next potential financial and regulatory crisis? The economy may be recovering from the credit crisis but economic and regulatory policies have set the stage for interest rate risk to be your board’s next challenge.  <read more>

Are You Ready for the New Merger & Acquisition Market?
Philip Smith, Gerrish, McCreary Smith

The past couple of years have had little merger and acquisition activity, other than failed institutions. However, 2011 is already showing signs of acquisition activity, but the market that is to come will likely be different than what we have historically seen.  <read more>

Game Changing Regulations – Does Your Board Have What it Takes to Adapt?
Randall Roth, Vitex, Inc.

Trickle down regulations are impacting the independent bank like never before. As a result, boards need to take a bigger role in looking deeply at how change can and will impact theirs banks. Is yours ready?  <read more>

Regulators and Legislators Continue Assault on Executive Compensation Rules
Henry Oehmann and Jim Pulsipher, Grant Thornton LLP

Congress and federal regulators have continued an unprecedented clampdown on all aspects of executive and incentive compensation over the past eight months, especially in the financial services industry. Learn more about the guidance, legislation and regulations that have been released, and what your banks need to know.  <read more>


There is a growing trend of insurers analyzing enforcement actions and call reports to determine changes in a bank’s risk profile, its future viability and potential claims cost if the bank fails. Sometimes this leads to the FDIC suing the bank’s directors and officers. Don’t let your bank’s insurance lack the coverage you need. Look to WIB-endorsed partner Independent Bankers Insurance Services for a complete review of your current policy. Learn more.

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