| A Community Bank Director Advisor | Issue #23 - May 2009 |
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How Prepared
is Your Bank for a Pandemic?
As if we didn’t have enough to worry about, now banks have to make sure that their pandemic plan is up-to-date. Swine flu pandemic planning is now an oversight issue for boards. WIB is quickly looking at ways that we can provide a refresher course in pandemic planning with details on this particular so that your business continuity planning is also addressed. What will the regulators want? Clues can be found in the FFIEC guidelines which state: “due to their crucial financial and economic role, financial institutions should have plans in place that describe how they will manage through a pandemic event.” Look for more information on pandemic planning to be available soon at wib.org.
Regulators,
Directors, Motivate Thyself There is a lot of discussion centered on PLANNING. The government is in a planning frenzy. All this talk creates an environment where banks feel THEY must plan something – anything – quickly, TODAY!! I liken this atmosphere to the one that’s created by motivational speakers. <read more> Consumer
Compliance in the New Banking World 2009 marks the start of a “brave new world” for the banking industry as the many of the largest institutions have sought government help while mid sized institutions have failed at an alarming rate. Now is the time to consider compliance as part of an integrated risk management program. <read more> Small
Business Deposits – Capturing Your Fair Share Small businesses can provide an excellent, more predictable source of deposits. If your bank hasn’t targeted small businesses, or perhaps hasn’t gained much traction, there’s never been a better time to revisit strategies to effectively tap this valuable resource. <read more> Executing
an M&A Strategy – It’s More Than Financial Analysis The discord within the financial industry has resulted in the U.S. Treasury and federal regulators enacting unprecedented measures to help stabilize the nation’s financial and banking systems. Many CEOs are adopting new business models that focus on merger and acquisition opportunities within their current footprint. <read more> Independent
Banks Need to Adapt and Grow Commercial real estate prices are plummeting throughout the land and consumers and businesses that have money are saving at an ever-increasing rate. Despite the ups and downs of the current economic rollercoaster, eventually lending will thaw and growth will begin again. Consolidation in the market is inevitable but likely overdue. <read more> Is There a
Greener Shade of Green? LEED Certification vs. Green Building
Design While it’s easy to agree that green design in building projects is critical for the planet, it gets much more complicated after that. “Green” is confusing enough, but add LEED certification into the equation and things get daunting very quickly. The good news is… <read more> |
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