President & CEO
Paladin fs, LLC
Mr. Silva is a recognized and respected industry leader and negotiations expert standing for community financial institutions against the powerful oligopoly of Core & IT suppliers. After spending 15 years selling IT services to bankers across the country, Silva recognized that bankers lacked real market intelligence and pricing data necessary to enter these one-on-one negotiations intelligently. This realization served as the catalyst for founding Paladin fs and the Paladin Blue Book in 2007. With more than 100 successful transactions and $135 million in cost reduction since Paladin’s inception - Silva realized the industry still needed a counter-balance to the oligopoly formed by “The Big Three”. In June 2016, Silva launched the Golden Contract Coalition with the unprecedented goal of aggregating large numbers of banks and $1B in combined contract revenue - manufacturing the leverage necessary to put the power back into the hands of community financial institutions and once and for all disrupt the major suppliers’ business models of one-sided, over-priced, and unfair deals.
Founder & CEO
Michael Berman founded Ncontracts in 2009 when he saw the need for vendor management to be more effectively managed through web-based workflow processes. During his legal career, Mr. Berman was involved in numerous financial institution regulatory matters and contract management issues, and assisted in the development of many information management systems. Prior to founding Ncontracts, he was General Counsel for Goldleaf Financial Solutions. Mr. Berman has also worked as General Counsel for Tecniflex, Inc. and Imagic Corporation. Mr. Berman is a frequent speaker at financial institution conferences on the topics of vendor and risk management. He graduated from Cornell University with a B.S. in Communications and holds a J.D. degree from the University of Tennessee.